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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Citizen Bank International's Dividend Payout Ratio for the
months ended in Apr. 2026 was 0.00.
The historical rank and industry rank for Citizen Bank International's Dividend Payout Ratio or its related term are showing as below:
XNEP:CZBIL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.2 Max: 0.84
Current: 0.02
During the past 13 years, the highest Dividend Payout Ratio of Citizen Bank International was 0.84. The lowest was 0.02. And the median was 0.20.
XNEP:CZBIL's Dividend Payout Ratio is ranked better than 99.66% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs XNEP:CZBIL: 0.02
During the past 13 years, the highest Trailing Annual Dividend Yield of Citizen Bank International was 7.50%. The lowest was 0.09%. And the median was 1.00%.
During the past 12 months, Citizen Bank International's average Dividends Per Share Growth Rate was 31.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Citizen Bank International was 161.40% per year. The lowest was -2.90% per year. And the median was 14.25% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Citizen Bank International (XNEP:CZBIL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Citizen Bank International Dividend Payout Ratio Related Terms
Citizen Bank International Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizen Bank International Dividend Payout Ratio Chart
Citizen Bank International Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Citizen Bank International's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizen Bank International Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Citizen Bank International's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Citizen Bank International's Dividend Payout Ratio falls into.
Citizen Bank International Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Citizen Bank International's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizen Bank International (XNEP:CZBIL) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Citizen Bank International and its competitors. Over the past decade, Citizen Bank International's Dividend Payout Ratio has ranged from 0.02 to 0.84. According to the industry distribution chart, Citizen Bank International ranks #4 out of 1170 companies in the Banks industry, placing it in the top 0.3%.
Is Citizen Bank International's Dividend Payout Ratio too high?
Citizen Bank International's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.84. Based on the distribution chart, Citizen Bank International ranks #4 out of 1170 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Citizen Bank International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizen Bank International's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Citizen Bank International ranks #4 out of 1170 companies for Dividend Payout Ratio. This places Citizen Bank International in the top 0% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Citizen Bank International's own Dividend Payout Ratio has ranged from 0.02 to 0.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Citizen Bank International and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Bank International's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Bank International stock overvalued right now?
Based on GuruFocus' analysis, Citizen Bank International (XNEP:CZBIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR210.67, compared to a current price of NPR204.90 — trading 2.7% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Citizen Bank International's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Citizen Bank International (XNEP:CZBIL), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizen Bank International (XNEP:CZBIL) Overvalued in 2026?
Based on GuruFocus' analysis, Citizen Bank International stock appears to be undervalued.
The current stock price of NPR204.90 is trading 2.7% below its estimated GF Value™ of NPR210.67.
GuruFocus considers Citizen Bank International to be Fairly Valued.
Key valuation signals for XNEP:CZBIL:
Dividend Payout Ratio: 0.00
GF Value™: NPR210.67 vs. price of NPR204.90 (2.7% below fair value)
No single metric tells the full story. See the XNEP:CZBIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizen Bank International Ltd operates as a commercial bank. The company provides commercial banking services including agency services, trade finance services, e-commerce services, and trading of gold and silver. Its products include Online Products; Deposits; loans; Cards; and remittances. The operating segments of the group are Banking; Treasury; Cards; and Remittance, of which a majority of revenue is derived from Banking which comprises the product and service of loans and deposits, and generates revenue from interest on a loan.
66GF Score
Get the complete analysis for XNEP:CZBIL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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