Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Citizen Bank International's earnings per share without non-recurring items for the
three
months ended in Apr. 2026 was NPR6.17.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Apr. 2026 was NPR10.80.
During the past 12 months, Citizen Bank International's average earnings per share (NRI) Growth Rate was 47.90% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was -12.60% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was -7.80% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was -4.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Citizen Bank International's EPS without NRI or its related term are showing as below:
XNEP:CZBIL'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -17.5 Med: 2.8 Max: 35.9
Current: -12.6
During the past 13 years, Citizen Bank International's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 35.90% per year. The lowest was -17.50% per year. And the median was 2.80% per year.
XNEP:CZBIL's 3-Year EPS without NRI Growth Rate is ranked worse than 88.07% of 1408
companies
in the Banks industry
Industry Median: 7.5
vs XNEP:CZBIL: -12.60
Citizen Bank International (XNEP:CZBIL) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Citizen Bank International EPS without NRI Related Terms
Citizen Bank International EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizen Bank International EPS without NRI Competitor Comparison
For the Banks - Regional subindustry, Citizen Bank International's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizen Bank International PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Citizen Bank International's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Citizen Bank International's PE Ratio without NRI falls into.
Citizen Bank International EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR10.80
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizen Bank International (XNEP:CZBIL) has a EPS without NRI of NPR10.80 as of Apr. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Citizen Bank International and its competitors. According to the industry distribution chart, Citizen Bank International ranks #1240 out of 1408 companies in the Banks industry, placing it in the top 88.1%.
Is Citizen Bank International's EPS without NRI too high?
Citizen Bank International's current EPS without NRI is NPR10.80. Based on the distribution chart, Citizen Bank International ranks #1240 out of 1408 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citizen Bank International has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizen Bank International's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Citizen Bank International ranks #1240 out of 1408 companies for EPS without NRI. This places Citizen Bank International in the lower half of its industry. The industry median EPS without NRI is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.50, based on 1,408 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Citizen Bank International and its competitors. For the Banks industry, the median EPS without NRI is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizen Bank International's current EPS without NRI is NPR10.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Bank International stock overvalued right now?
Based on GuruFocus' analysis, Citizen Bank International (XNEP:CZBIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR210.73, compared to a current price of NPR202.70 — trading 3.8% below its estimated fair value. The current EPS without NRI is NPR10.80. Citizen Bank International's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Citizen Bank International (XNEP:CZBIL), the current EPS without NRI is NPR10.80 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizen Bank International (XNEP:CZBIL) Overvalued in 2026?
Based on GuruFocus' analysis, Citizen Bank International stock appears to be undervalued.
The current stock price of NPR202.70 is trading 3.8% below its estimated GF Value™ of NPR210.73.
GuruFocus considers Citizen Bank International to be Fairly Valued.
Key valuation signals for XNEP:CZBIL:
EPS without NRI: NPR10.80
GF Value™: NPR210.73 vs. price of NPR202.70 (3.8% below fair value)
No single metric tells the full story. See the XNEP:CZBIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizen Bank International Ltd operates as a commercial bank. The company provides commercial banking services including agency services, trade finance services, e-commerce services, and trading of gold and silver. Its products include Online Products; Deposits; loans; Cards; and remittances. The operating segments of the group are Banking; Treasury; Cards; and Remittance, of which a majority of revenue is derived from Banking which comprises the product and service of loans and deposits, and generates revenue from interest on a loan.
65GF Score
Get the complete analysis for XNEP:CZBIL
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:CZBIL has been successfully added to your 
