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CF Bankshares (CF Bankshares) Cyclically Adjusted Price-to-FCF : 63.34 (As of Apr. 28, 2024)


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What is CF Bankshares Cyclically Adjusted Price-to-FCF?

As of today (2024-04-28), CF Bankshares's current share price is $18.37. CF Bankshares's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $0.29. CF Bankshares's Cyclically Adjusted Price-to-FCF for today is 63.34.

The historical rank and industry rank for CF Bankshares's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

CFBK' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.03   Med: 6.21   Max: 97.5
Current: 62.55

During the past years, CF Bankshares's highest Cyclically Adjusted Price-to-FCF was 97.50. The lowest was 2.03. And the median was 6.21.

CFBK's Cyclically Adjusted Price-to-FCF is ranked worse than
97.48% of 832 companies
in the Banks industry
Industry Median: 7.405 vs CFBK: 62.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

CF Bankshares's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $1.231. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.29 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


CF Bankshares Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for CF Bankshares's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CF Bankshares Cyclically Adjusted Price-to-FCF Chart

CF Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 66.40

CF Bankshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 84.38 66.40

Competitive Comparison of CF Bankshares's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, CF Bankshares's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CF Bankshares's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CF Bankshares's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where CF Bankshares's Cyclically Adjusted Price-to-FCF falls into.



CF Bankshares Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

CF Bankshares's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=18.37/0.29
=63.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CF Bankshares's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, CF Bankshares's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.231/129.4194*129.4194
=1.231

Current CPI (Dec. 2023) = 129.4194.

CF Bankshares Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 -0.076 99.695 -0.099
201406 0.828 100.560 1.066
201409 -1.411 100.428 -1.818
201412 0.857 99.070 1.120
201503 0.881 99.621 1.145
201506 0.363 100.684 0.467
201509 0.694 100.392 0.895
201512 -0.179 99.792 -0.232
201603 0.263 100.470 0.339
201606 -0.198 101.688 -0.252
201609 0.495 101.861 0.629
201612 0.039 101.863 0.050
201703 0.615 102.862 0.774
201706 0.184 103.349 0.230
201709 -0.536 104.136 -0.666
201712 0.787 104.011 0.979
201803 -1.628 105.290 -2.001
201806 -3.639 106.317 -4.430
201809 0.713 106.507 0.866
201812 1.864 105.998 2.276
201903 -1.912 107.251 -2.307
201906 -5.539 108.070 -6.633
201909 -6.150 108.329 -7.347
201912 -8.411 108.420 -10.040
202003 6.447 108.902 7.662
202006 -10.433 108.767 -12.414
202009 -11.563 109.815 -13.627
202012 -3.298 109.897 -3.884
202103 -24.365 111.754 -28.216
202106 29.468 114.631 33.270
202109 24.542 115.734 27.444
202112 7.956 117.630 8.753
202203 3.093 121.301 3.300
202206 1.825 125.017 1.889
202209 -0.005 125.227 -0.005
202212 1.029 125.222 1.063
202303 0.807 127.348 0.820
202306 0.263 128.729 0.264
202309 0.380 129.860 0.379
202312 1.231 129.419 1.231

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


CF Bankshares  (NAS:CFBK) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


CF Bankshares Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of CF Bankshares's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


CF Bankshares (CF Bankshares) Business Description

Industry
Traded in Other Exchanges
N/A
Address
4960 E. Dublin Granville Road, Suite 400, Columbus, OH, USA, 43081
CF Bankshares Inc is a holding company for CFBank which is engaged in the provision of a variety of financial services. It provides personalized business banking products and services, including commercial loans and leases, commercial and residential real estate loans, equipment leasing, SBA loans, and treasury management depository services. The revenues are derived principally from the interest and fees on loans originated and noninterest income generated on the sale of loans.
Executives
David L Royer director 7000 N HIGH STREET, WORTHINGTON OH 43085
Thomas P Ash director GRAND CENTRAL FINANCIAL CORP, 601 MAIN ST, WELLSVILLE OH 43968
Timothy T O'dell director, officer: CEO 2923 SMITH RD, FAIRLAWN OH 44333
Marianne Mckinney officer: EVP & Sr Operations Mngr 7000 N. HIGH STREET, WORTHINGTON OH 43085
Robert E Hoeweler director
Sundeep Rana director CASTLE CREEK CAPITAL, 8604 TURTLE CREEK BLVD, #12674, DALLAS TX 75225
Bradley J Ringwald officer: Chief Comm Banking Officer 255 E FIFTH STREET, SUITE 2900, CINCINNATI OH 45202
Kevin J Beerman officer: SVP, Senior Financial Officer 7000 N HIGH STREET, WORTHINGTON OH 43085
John Pietrzak director WEST COAST BANCORP, 5335 MEADOWS ROAD, SUITE 201, LAKE OSWEGO OR 97035
Helmsdoerfer John W Jr officer: Exec VP & CFO 2923 SMITH RD, FAIRLAWN OH 44333
Frauenberg James H Ii director 2923 SMITH RD, FAIRLAWN OH 44333
Robert H Milbourne director 7250 STAR CHECK DRIVE, COLUMBUS OH 43217
Edward W Cochran director 2923 SMITH ROAD, FAIRLAWN OH 44333
Thad R Perry director, officer: President 2923 SMITH RD, FAIRLAWN OH 44333
Donal H Malenick director 4461 WAYSIDE DR., NAPLES FL 34119