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Octal Credit CapitalBOM:538894 -1.67%60 Days Inventory is 243.08 as of Mar. 2026, which is 40% below its 10-year median of 407.71. GuruFocus rates BOM:538894 with a GF Score™ of 60/100 and a GF Value™ of ₹22.65 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 102 Credit Services companies, Octal Credit Capital ranks worse than 88.24% on this metric.
The historical rank and industry rank for Octal Credit Capital's Days Inventory or its related term are showing as below:
BOM:538894'
s Days Inventory Range Over the Past 10 Years
Min: 69.89 Med: 407.71 Max: 7755.38
Current: 484.41
During the past 13 years, Octal Credit Capital's highest Days Inventory was 7755.38. The lowest was 69.89. And the median was 407.71.
BOM:538894's Days Inventory is ranked worse than 88.24% of 102
companies
in the Credit Services industry
Industry Median: 57.2
vs BOM:538894: 484.41
Octal Credit Capital's Days Inventory
declined
from Mar. 2025 (247.95) to Mar. 2026 (243.08).
Warning Sign:
If a company builds up inventory, it may mean it is having difficulties selling its goods.
Inventory Turnover measures how fast the company turns over its inventory within a year.
Octal Credit Capital's Inventory Turnover for the
three
months ended in Mar. 2026 was 0.38.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Octal Credit Capital's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 4.65.
Octal Credit Capital (BOM:538894) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Octal Credit Capital's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Octal Credit Capital's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Octal Credit Capital Days Inventory Related Terms
Octal Credit Capital Days Inventory Historical Data
* Premium members only.
The historical data trend for Octal Credit Capital's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538894 vs V, MA, AXP: Days Inventory Comparison
For the Credit Services subindustry, Octal Credit Capital's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Octal Credit Capital Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Octal Credit Capital's Days Inventory distribution charts can be found below:
* The bar in red indicates where Octal Credit Capital's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Octal Credit Capital (BOM:538894) has a Days Inventory of 243.08 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Octal Credit Capital and its competitors. This is 40% below median its historical median of 407.71. Over the past decade, Octal Credit Capital's Days Inventory has ranged from 69.89 to 7,755.38. According to the industry distribution chart, Octal Credit Capital ranks #90 out of 102 companies in the Credit Services industry, placing it in the top 88.2%.
Is Octal Credit Capital's Days Inventory too high?
Octal Credit Capital's current Days Inventory of 243.08 is 40% below median its 10-year median of 407.71. Over the past 10 years, this metric has ranged from a low of 69.89 to a high of 7,755.38. The Credit Services industry median Days Inventory is 57.20. Octal Credit Capital's value of 243.08 is 325% above this industry median. Based on the distribution chart, Octal Credit Capital ranks #90 out of 102 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Octal Credit Capital has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octal Credit Capital's Days Inventory compare to V and MA?
According to the Credit Services industry distribution chart, Octal Credit Capital ranks #90 out of 102 companies for Days Inventory. This places Octal Credit Capital in the lower half of its industry. The industry median Days Inventory is 57.20. Octal Credit Capital's value of 243.08 is 325% above this benchmark. Historically, Octal Credit Capital's own Days Inventory has ranged from 69.89 to 7,755.38 over the past decade. While the company's 10-year median is 407.71 vs. the industry median of 57.20, Octal Credit Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 57.20, based on 102 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octal Credit Capital's current Days Inventory of 243.08 is 325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Octal Credit Capital and its competitors. For the Credit Services industry, the median Days Inventory is 57.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octal Credit Capital's current Days Inventory is 243.08, which is 40% below median its own 10-year median of 407.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octal Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Octal Credit Capital (BOM:538894) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹22.65, compared to a current price of ₹20.00 — trading 11.7% below its estimated fair value. The current Days Inventory is 243.08, which is 40% below median its 10-year median of 407.71 and 325% above the Credit Services industry median of 57.20. Octal Credit Capital's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Octal Credit Capital (BOM:538894), the current Days Inventory is 243.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Octal Credit Capital (BOM:538894) Overvalued in 2026?
Based on GuruFocus' analysis, Octal Credit Capital stock appears to be undervalued.
The current stock price of ₹20.00 is trading 11.7% below its estimated GF Value™ of ₹22.65.
GuruFocus considers Octal Credit Capital to be Modestly Undervalued.
Key valuation signals for BOM:538894:
Days Inventory: 243.08 (40% below median its 10-year median of 407.71)
GF Value™: ₹22.65 vs. price of ₹20.00 (11.7% below fair value)
Industry Position: 325% above the Credit Services median (#90 of 102)
No single metric tells the full story. See the BOM:538894 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Octal Credit Capital Ltd is a non-banking financial company. The company provides financial services which include loans, financing and trading in shares and securities, investment and trading in mutual funds, corporate loans, and personal loans. The company has two operating segments Financing Activity and Trading in Shares and Security, and Investment Activity. The company generates maximum revenue from the Financing Activity segment.
60GF Score
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