Octal Credit Capital (BOM:538894) ROC (Joel Greenblatt) %: 23.06% (As of Jun. 2026)

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BOM:538894 Octal Credit Capital Ltd BOM:538894
63 GF Score
Price ₹19.50
GF Value ₹22.95
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Octal Credit Capital ROC (Joel Greenblatt) %?

Octal Credit Capital BOM:538894 63 ROC (Joel Greenblatt) % is 23.06% as of Jun. 2026. GuruFocus rates BOM:538894 with a GF Score™ of 63/100 and a GF Value™ of ₹22.95 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 417 Credit Services companies, Octal Credit Capital ranks better than 56.12% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Octal Credit Capital's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 23.06%.

The historical rank and industry rank for Octal Credit Capital's ROC (Joel Greenblatt) % or its related term are showing as below:

BOM:538894' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -20895.08   Med: -81.34   Max: 64101.2
Current: 60.81

During the past 13 years, Octal Credit Capital's highest ROC (Joel Greenblatt) % was 64101.20%. The lowest was -20895.08%. And the median was -81.34%.

BOM:538894's ROC (Joel Greenblatt) % is ranked better than
56.12% of 417 companies
in the Credit Services industry
Industry Median: 28.9 vs BOM:538894: 60.81

Octal Credit Capital's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Octal Credit Capital  (BOM:538894) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Octal Credit Capital ROC (Joel Greenblatt) % Related Terms


Octal Credit Capital ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Octal Credit Capital's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Octal Credit Capital ROC (Joel Greenblatt) % Chart

Octal Credit Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64,101.20 -20,895.08 2,945.94 -194.83 -653.82

Octal Credit Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.69 1,089.20 1,596.24 -98.99 23.06

BOM:538894 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Octal Credit Capital's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Octal Credit Capital ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Octal Credit Capital's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Octal Credit Capital's ROC (Joel Greenblatt) % falls into.


BOM:538894
63GF Score
Octal Credit Capital Ltd BOM:538894
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Octal Credit Capital ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 1.926 + 0.321) - (0 + 0 + 0.09)
=2.157

Working Capital(Q: Jun. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Octal Credit Capital for the quarter that ended in Jun. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Jun. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2026  Q: Jun. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=0.504/( ( (0.029 + max(2.157, 0)) + (0 + max(0, 0)) )/ 1 )
=0.504/( ( 2.186 + 0 )/ 1 )
=0.504/2.186
=23.06 %

Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 23.06% mean?
Octal Credit Capital (BOM:538894) has a ROC (Joel Greenblatt) % of 23.06% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Octal Credit Capital and its competitors. According to the industry distribution chart, Octal Credit Capital ranks #183 out of 417 companies in the Credit Services industry, placing it in the top 43.9%.
Is Octal Credit Capital's ROC (Joel Greenblatt) % too high?
Octal Credit Capital's current ROC (Joel Greenblatt) % is 23.06%. The Credit Services industry median ROC (Joel Greenblatt) % is 28.90. Octal Credit Capital's value of 23.06% is 20.2% below this industry median. Based on the distribution chart, Octal Credit Capital ranks #183 out of 417 companies in the Credit Services industry, which is above the industry midpoint. Overall, Octal Credit Capital has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octal Credit Capital's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Octal Credit Capital ranks #183 out of 417 companies for ROC (Joel Greenblatt) %. This puts Octal Credit Capital in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 28.90. Octal Credit Capital's value of 23.06% is 20.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 28.90, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octal Credit Capital's current ROC (Joel Greenblatt) % of 23.06% is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Octal Credit Capital and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 28.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octal Credit Capital's current ROC (Joel Greenblatt) % is 23.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octal Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Octal Credit Capital (BOM:538894) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹22.95, compared to a current price of ₹19.50 — trading 15% below its estimated fair value. The current ROC (Joel Greenblatt) % is 23.06% and 20.2% below the Credit Services industry median of 28.90. Octal Credit Capital's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Octal Credit Capital (BOM:538894), the current ROC (Joel Greenblatt) % is 23.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Octal Credit Capital (BOM:538894) Overvalued in 2026?

Based on GuruFocus' analysis, Octal Credit Capital stock appears to be undervalued. The current stock price of ₹19.50 is trading 15% below its estimated GF Value™ of ₹22.95. GuruFocus considers Octal Credit Capital to be Modestly Undervalued.

Key valuation signals for BOM:538894:

  • ROC (Joel Greenblatt) %: 23.06%
  • GF Value™: ₹22.95 vs. price of ₹19.50 (15% below fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 20.2% below the Credit Services median (#183 of 417)

No single metric tells the full story. See the BOM:538894 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Octal Credit Capital Business Description

Address 16A, Shakespeare Sarani, Unit II, 2nd Floor, Kolkata, WB, IND, 700 071
Octal Credit Capital Ltd is a non-banking financial company. The company provides financial services which include loans, financing and trading in shares and securities, investment and trading in mutual funds, corporate loans, and personal loans. The company has two operating segments Financing Activity and Trading in Shares and Security, and Investment Activity. The company generates maximum revenue from the Financing Activity segment.
63GF Score

Get the complete analysis for BOM:538894

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹19.50
Price
₹22.95
GF Value