Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Octal Credit Capital Ltd gross margin has been in long-term decline. The average rate of decline per year is -13.6%.
The historical rank and industry rank for Octal Credit Capital's Gross Margin % or its related term are showing as below:
BOM:538894'
s Gross Margin % Range Over the Past 10 Years
Min: -1.83 Med: 73.04 Max: 401.64
Current: 58.75
During the past 13 years, the highestGross Margin % of Octal Credit Capital was 401.64%. The lowest was -1.83%. And the median was 73.04%.
BOM:538894's Gross Margin % is ranked better than 57.95% of 390
companies
in the Credit Services industry
Industry Median: 51.415
vs BOM:538894: 58.75
Octal Credit Capital had a gross margin of -74.64% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Octal Credit Capital was -13.60% per year.
Octal Credit Capital (BOM:538894) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Octal Credit Capital had a gross margin of -74.64% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Octal Credit Capital Gross Margin % Related Terms
Octal Credit Capital Gross Margin % Historical Data
* Premium members only.
The historical data trend for Octal Credit Capital's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538894 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Octal Credit Capital's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Octal Credit Capital Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Octal Credit Capital's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Octal Credit Capital's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Octal Credit Capital (BOM:538894) has a Gross Margin % of -74.64% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Octal Credit Capital and its competitors. According to the industry distribution chart, Octal Credit Capital ranks #164 out of 390 companies in the Credit Services industry, placing it in the top 42.1%.
Is Octal Credit Capital's Gross Margin % too high?
Octal Credit Capital's current Gross Margin % is -74.64%. Based on the distribution chart, Octal Credit Capital ranks #164 out of 390 companies in the Credit Services industry, which is above the industry midpoint. Overall, Octal Credit Capital has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Octal Credit Capital's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Octal Credit Capital ranks #164 out of 390 companies for Gross Margin %. This puts Octal Credit Capital in the upper half of its industry. The industry median Gross Margin % is 51.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.42, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Octal Credit Capital and its competitors. For the Credit Services industry, the median Gross Margin % is 51.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octal Credit Capital's current Gross Margin % is -74.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octal Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Octal Credit Capital (BOM:538894) is currently considered Fairly Valued. The stock's GF Value™ is ₹22.76, compared to a current price of ₹21.40 — trading 6% below its estimated fair value. The current Gross Margin % is -74.64%. Octal Credit Capital's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Octal Credit Capital (BOM:538894), the current Gross Margin % is -74.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Octal Credit Capital (BOM:538894) Overvalued in 2026?
Based on GuruFocus' analysis, Octal Credit Capital stock appears to be undervalued.
The current stock price of ₹21.40 is trading 6% below its estimated GF Value™ of ₹22.76.
GuruFocus considers Octal Credit Capital to be Fairly Valued.
Key valuation signals for BOM:538894:
Gross Margin %: -74.64%
GF Value™: ₹22.76 vs. price of ₹21.40 (6% below fair value)
No single metric tells the full story. See the BOM:538894 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Octal Credit Capital Ltd is a non-banking financial company. The company provides financial services which include loans, financing and trading in shares and securities, investment and trading in mutual funds, corporate loans, and personal loans. The company has two operating segments Financing Activity and Trading in Shares and Security, and Investment Activity. The company generates maximum revenue from the Financing Activity segment.
50GF Score
Get the complete analysis for BOM:538894
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:538894 has been successfully added to your 
