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Octal Credit CapitalBOM:538894 -1.67%60 PS Ratio is 26.42 as of Aug. 07, 2026, which is 5% below its 10-year median of 27.87. GuruFocus rates BOM:538894 with a GF Score™ of 60/100 and a GF Value™ of ₹22.65 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 524 Credit Services companies, Octal Credit Capital ranks worse than 92.56% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Octal Credit Capital's share price is ₹20.00.
Octal Credit Capital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.76. Hence, Octal Credit Capital's PS Ratio for today is 26.42.
The historical rank and industry rank for Octal Credit Capital's PS Ratio or its related term are showing as below:
BOM:538894'
s PS Ratio Range Over the Past 10 Years
Min: 5.82 Med: 27.87 Max: 311.94
Current: 27.8
During the past 13 years, Octal Credit Capital's highest PS Ratio was 311.94. The lowest was 5.82. And the median was 27.87.
BOM:538894's PS Ratio is ranked worse than 92.56% of 524
companies
in the Credit Services industry
Industry Median: 2.855
vs BOM:538894: 27.80
Octal Credit Capital Ltd revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Octal Credit Capital was 11.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -30.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 9.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.70% per year.
During the past 13 years, Octal Credit Capital's highest 3-Year average Revenue per Share Growth Rate was 49.20% per year. The lowest was -30.00% per year. And the median was -0.40% per year.
Octal Credit Capital (BOM:538894) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Octal Credit Capital PS Ratio Related Terms
Octal Credit Capital PS Ratio Historical Data
* Premium members only.
The historical data trend for Octal Credit Capital's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Octal Credit Capital's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Octal Credit Capital PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Octal Credit Capital's PS Ratio distribution charts can be found below:
* The bar in red indicates where Octal Credit Capital's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Octal Credit Capital's Share Price of today is ₹20.00. Octal Credit Capital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.76.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Octal Credit Capital (BOM:538894) has a PS Ratio of 26.42 as of Aug. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Octal Credit Capital and its competitors. This is near median its historical median of 27.87. Over the past decade, Octal Credit Capital's PS Ratio has ranged from 5.82 to 311.94. According to the industry distribution chart, Octal Credit Capital ranks #485 out of 524 companies in the Credit Services industry, placing it in the top 92.6%.
Is Octal Credit Capital's PS Ratio too high?
Octal Credit Capital's current PS Ratio of 26.42 is near median its 10-year median of 27.87. Over the past 10 years, this metric has ranged from a low of 5.82 to a high of 311.94. The Credit Services industry median PS Ratio is 2.86. Octal Credit Capital's value of 26.42 is 825.4% above this industry median. Based on the distribution chart, Octal Credit Capital ranks #485 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Octal Credit Capital has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octal Credit Capital's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Octal Credit Capital ranks #485 out of 524 companies for PS Ratio. This places Octal Credit Capital in the lower half of its industry. The industry median PS Ratio is 2.86. Octal Credit Capital's value of 26.42 is 825.4% above this benchmark. Historically, Octal Credit Capital's own PS Ratio has ranged from 5.82 to 311.94 over the past decade. While the company's 10-year median is 27.87 vs. the industry median of 2.86, Octal Credit Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Octal Credit Capital's current PS Ratio of 26.42 is 825.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Octal Credit Capital and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Octal Credit Capital's current PS Ratio is 26.42, which is near median its own 10-year median of 27.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octal Credit Capital stock overvalued right now?
Based on GuruFocus' analysis, Octal Credit Capital (BOM:538894) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹22.65, compared to a current price of ₹20.00 — trading 11.7% below its estimated fair value. The current PS Ratio is 26.42, which is near median its 10-year median of 27.87 and 825.4% above the Credit Services industry median of 2.86. Octal Credit Capital's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Octal Credit Capital (BOM:538894), the current PS Ratio is 26.42 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Octal Credit Capital (BOM:538894) Overvalued in 2026?
Based on GuruFocus' analysis, Octal Credit Capital stock appears to be undervalued.
The current stock price of ₹20.00 is trading 11.7% below its estimated GF Value™ of ₹22.65.
GuruFocus considers Octal Credit Capital to be Modestly Undervalued.
Key valuation signals for BOM:538894:
PS Ratio: 26.42 (near median its 10-year median of 27.87)
GF Value™: ₹22.65 vs. price of ₹20.00 (11.7% below fair value)
Industry Position: 825.4% above the Credit Services median (#485 of 524)
No single metric tells the full story. See the BOM:538894 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Octal Credit Capital Ltd is a non-banking financial company. The company provides financial services which include loans, financing and trading in shares and securities, investment and trading in mutual funds, corporate loans, and personal loans. The company has two operating segments Financing Activity and Trading in Shares and Security, and Investment Activity. The company generates maximum revenue from the Financing Activity segment.
60GF Score
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