Al-Zarka Educational & Investment Co (AMM:ZEIC) Days Payable: 43.54 (As of Mar. 2026) — 12% Below Median

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AMM:ZEIC Al-Zarka Educational & Investment Co AMM:ZEIC
59 GF Score
Price JOD3.33
GF Value JOD5.17
Valuation Possible Value Trap
! 4 Warning Signs
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What is Al-Zarka Educational & Investment Co Days Payable?

Al-Zarka Educational & Investment Co AMM:ZEIC 59 Days Payable is 43.54 as of Mar. 2026, which is 12% below its 10-year median of 49.40. GuruFocus rates AMM:ZEIC with a GF Score™ of 59/100 and a GF Value™ of JOD5.17 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 210 Education companies, Al-Zarka Educational & Investment Co ranks better than 57.14% on this metric.

Al-Zarka Educational & Investment Co's average Accounts Payable for the three months ended in Mar. 2026 was JOD2.36 Mil. Al-Zarka Educational & Investment Co's Cost of Goods Sold for the three months ended in Mar. 2026 was JOD4.95 Mil. Hence, Al-Zarka Educational & Investment Co's Days Payable for the three months ended in Mar. 2026 was 43.54.

The historical rank and industry rank for Al-Zarka Educational & Investment Co's Days Payable or its related term are showing as below:

AMM:ZEIC' s Days Payable Range Over the Past 10 Years
Min: 31.31   Med: 49.4   Max: 74.51
Current: 48.66

During the past 13 years, Al-Zarka Educational & Investment Co's highest Days Payable was 74.51. The lowest was 31.31. And the median was 49.40.

AMM:ZEIC's Days Payable is ranked better than
57.14% of 210 companies
in the Education industry
Industry Median: 34.365 vs AMM:ZEIC: 48.66

Al-Zarka Educational & Investment Co's Days Payable declined from Mar. 2025 (54.14) to Mar. 2026 (43.54). It may suggest that Al-Zarka Educational & Investment Co accelerated paying its suppliers.


Al-Zarka Educational & Investment Co Days Payable Related Terms


Al-Zarka Educational & Investment Co Days Payable Historical Data

* Premium members only.

The historical data trend for Al-Zarka Educational & Investment Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Zarka Educational & Investment Co Days Payable Chart

Al-Zarka Educational & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.75 0.00 0.00 74.51 49.05

Al-Zarka Educational & Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.14 57.05 55.31 42.98 43.54

AMM:ZEIC vs EDU, TAL, LAUR: Days Payable Comparison

For the Education & Training Services subindustry, Al-Zarka Educational & Investment Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Zarka Educational & Investment Co Days Payable vs Education Industry

For the Education industry and Consumer Defensive sector, Al-Zarka Educational & Investment Co's Days Payable distribution charts can be found below:

* The bar in red indicates where Al-Zarka Educational & Investment Co's Days Payable falls into.


AMM:ZEIC
59GF Score
Al-Zarka Educational & Investment Co AMM:ZEIC
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Zarka Educational & Investment Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Al-Zarka Educational & Investment Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (3.019 + 2.493) / 2 ) / 20.51*365
=2.756 / 20.51*365
=49.05

Al-Zarka Educational & Investment Co's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (2.493 + 2.229) / 2 ) / 4.948*365 / 4
=2.361 / 4.948*365 / 4
=43.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 43.54 mean?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a Days Payable of 43.54 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Al-Zarka Educational & Investment Co and its competitors. This is 12% below median its historical median of 49.40. Over the past decade, Al-Zarka Educational & Investment Co's Days Payable has ranged from 31.31 to 74.51. According to the industry distribution chart, Al-Zarka Educational & Investment Co ranks #90 out of 210 companies in the Education industry, placing it in the top 42.9%.
Is Al-Zarka Educational & Investment Co's Days Payable too high?
Al-Zarka Educational & Investment Co's current Days Payable of 43.54 is 12% below median its 10-year median of 49.40. Over the past 10 years, this metric has ranged from a low of 31.31 to a high of 74.51. The Education industry median Days Payable is 34.37. Al-Zarka Educational & Investment Co's value of 43.54 is 26.7% above this industry median. Based on the distribution chart, Al-Zarka Educational & Investment Co ranks #90 out of 210 companies in the Education industry, which is above the industry midpoint. Overall, Al-Zarka Educational & Investment Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Al-Zarka Educational & Investment Co's Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, Al-Zarka Educational & Investment Co ranks #90 out of 210 companies for Days Payable. This puts Al-Zarka Educational & Investment Co in the upper half of its industry. The industry median Days Payable is 34.37. Al-Zarka Educational & Investment Co's value of 43.54 is 26.7% above this benchmark. Historically, Al-Zarka Educational & Investment Co's own Days Payable has ranged from 31.31 to 74.51 over the past decade. While the company's 10-year median is 49.40 vs. the industry median of 34.37, Al-Zarka Educational & Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 34.37, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Zarka Educational & Investment Co's current Days Payable of 43.54 is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Al-Zarka Educational & Investment Co and its competitors. For the Education industry, the median Days Payable is 34.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Zarka Educational & Investment Co's current Days Payable is 43.54, which is 12% below median its own 10-year median of 49.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Zarka Educational & Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co (AMM:ZEIC) is currently considered Possible Value Trap. The stock's GF Value™ is JOD5.17, compared to a current price of JOD3.33 — trading 35.6% below its estimated fair value. The current Days Payable is 43.54, which is 12% below median its 10-year median of 49.40 and 26.7% above the Education industry median of 34.37. Al-Zarka Educational & Investment Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Al-Zarka Educational & Investment Co (AMM:ZEIC), the current Days Payable is 43.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Zarka Educational & Investment Co (AMM:ZEIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co stock appears to be undervalued. The current stock price of JOD3.33 is trading 35.6% below its estimated GF Value™ of JOD5.17. GuruFocus considers Al-Zarka Educational & Investment Co to be Possible Value Trap.

Key valuation signals for AMM:ZEIC:

  • Days Payable: 43.54 (12% below median its 10-year median of 49.40)
  • GF Value™: JOD5.17 vs. price of JOD3.33 (35.6% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 26.7% above the Education median (#90 of 210)

No single metric tells the full story. See the AMM:ZEIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Zarka Educational & Investment Co Business Description

Address Commercial Zone, P.O. Box 132222, Al-Zarqa, JOR, 13132
Al-Zarka Educational & Investment Co provides educational services. It is a private university located in Zarqa city. The company's current main activity consists of establishing and founding a private university, a dental center, a specialized hospital, a general hospital, establishing and managing kindergartens, establishing schools for all educational levels, managing expenses, dues and medical claims, training in technological skills, rehabilitation, auditory and verbal training, speech therapy, training in the use of computers and computer programs, and vocational training and development.
59GF Score

Get the complete analysis for AMM:ZEIC

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.33
Price
JOD5.17
GF Value