Al-Zarka Educational & Investment Co (AMM:ZEIC) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:ZEIC Al-Zarka Educational & Investment Co AMM:ZEIC
30 GF Score
Price JOD3.65
! 4 Warning Signs
View Full Analysis

What is Al-Zarka Educational & Investment Co Effective Interest Rate on Debt %?

Al-Zarka Educational & Investment Co AMM:ZEIC +6.41% 30 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates AMM:ZEIC with a GF Score™ of 30/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Al-Zarka Educational & Investment Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was JOD0.00 Mil. Al-Zarka Educational & Investment Co's average total debt for the quarter that ended in Mar. 2026 was JOD13.85 Mil. Therefore, Al-Zarka Educational & Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Al-Zarka Educational & Investment Co  (AMM:ZEIC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Al-Zarka Educational & Investment Co Effective Interest Rate on Debt % Related Terms


Al-Zarka Educational & Investment Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Zarka Educational & Investment Co Effective Interest Rate on Debt % Chart

Al-Zarka Educational & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Al-Zarka Educational & Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

AMM:ZEIC vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Zarka Educational & Investment Co Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % falls into.


AMM:ZEIC
30GF Score
Al-Zarka Educational & Investment Co AMM:ZEIC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Zarka Educational & Investment Co Effective Interest Rate on Debt % Calculation

Al-Zarka Educational & Investment Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.157/( (0+0)/ 1 )
=-1  *  -0.157/0
=N/A %

where

Al-Zarka Educational & Investment Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0+13.851)/ 1 )
=-1  *  0/13.851
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.714 + 5.137
=13.851

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Al-Zarka Educational & Investment Co and its competitors.
Is Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % too high?
Al-Zarka Educational & Investment Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Al-Zarka Educational & Investment Co has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % compare to EDU and TAL?
Al-Zarka Educational & Investment Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Al-Zarka Educational & Investment Co and its competitors. Al-Zarka Educational & Investment Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Zarka Educational & Investment Co stock overvalued right now?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Al-Zarka Educational & Investment Co's overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Al-Zarka Educational & Investment Co (AMM:ZEIC), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al-Zarka Educational & Investment Co Business Description

Address Commercial Zone, P.O. Box 132222, Al-Zarqa, JOR, 13132
Al-Zarka Educational & Investment Co provides educational services. It is a private university located in Zarqa city. The company's current main activity consists of establishing and founding a private university, a dental center, a specialized hospital, a general hospital, establishing and managing kindergartens, establishing schools for all educational levels, managing expenses, dues and medical claims, training in technological skills, rehabilitation, auditory and verbal training, speech therapy, training in the use of computers and computer programs, and vocational training and development.
30GF Score

Get the complete analysis for AMM:ZEIC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.65
Price