Al-Zarka Educational & Investment Co (AMM:ZEIC) ROE %: 83.77% (As of Mar. 2026) — 1698% Above Median

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AMM:ZEIC Al-Zarka Educational & Investment Co AMM:ZEIC
59 GF Score
Price JOD3.33
GF Value JOD5.17
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Al-Zarka Educational & Investment Co ROE %?

Al-Zarka Educational & Investment Co AMM:ZEIC 59 ROE % is 83.77% as of Mar. 2026, which is 1698% above its 10-year median of 4.66. GuruFocus rates AMM:ZEIC with a GF Score™ of 59/100 and a GF Value™ of JOD5.17 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 259 Education companies, Al-Zarka Educational & Investment Co ranks better than 84.17% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Al-Zarka Educational & Investment Co's annualized net income for the quarter that ended in Mar. 2026 was JOD18.16 Mil. Al-Zarka Educational & Investment Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was JOD21.68 Mil. Therefore, Al-Zarka Educational & Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 was 83.77%.

The historical rank and industry rank for Al-Zarka Educational & Investment Co's ROE % or its related term are showing as below:

AMM:ZEIC' s ROE % Range Over the Past 10 Years
Min: 2.11   Med: 4.66   Max: 319.28
Current: 21.69

During the past 13 years, Al-Zarka Educational & Investment Co's highest ROE % was 319.28%. The lowest was 2.11%. And the median was 4.66%.

AMM:ZEIC's ROE % is ranked better than
84.17% of 259 companies
in the Education industry
Industry Median: 7.31 vs AMM:ZEIC: 21.69

Al-Zarka Educational & Investment Co  (AMM:ZEIC) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=18.164/21.684
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(18.164 / 57.872)*(57.872 / 78.6)*(78.6 / 21.684)
=Net Margin %*Asset Turnover*Equity Multiplier
=31.39 %*0.7363*3.6248
=ROA %*Equity Multiplier
=23.11 %*3.6248
=83.77 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=18.164/21.684
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (18.164 / 23.224) * (23.224 / 22.72) * (22.72 / 57.872) * (57.872 / 78.6) * (78.6 / 21.684)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7821 * 1.0222 * 39.26 % * 0.7363 * 3.6248
=83.77 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Al-Zarka Educational & Investment Co ROE % Related Terms


Al-Zarka Educational & Investment Co ROE % Historical Data

* Premium members only.

The historical data trend for Al-Zarka Educational & Investment Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Zarka Educational & Investment Co ROE % Chart

Al-Zarka Educational & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 4.31 5.00 319.28 244.08

Al-Zarka Educational & Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 81.20 21.96 -7.24 12.17 83.77

AMM:ZEIC vs EDU, TAL, LAUR: ROE % Comparison

For the Education & Training Services subindustry, Al-Zarka Educational & Investment Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Zarka Educational & Investment Co ROE % vs Education Industry

For the Education industry and Consumer Defensive sector, Al-Zarka Educational & Investment Co's ROE % distribution charts can be found below:

* The bar in red indicates where Al-Zarka Educational & Investment Co's ROE % falls into.


AMM:ZEIC
59GF Score
Al-Zarka Educational & Investment Co AMM:ZEIC
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Zarka Educational & Investment Co ROE % Calculation

Al-Zarka Educational & Investment Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=5.526/( (1.76+2.768)/ 2 )
=5.526/2.264
=244.08 %

Al-Zarka Educational & Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=18.164/( (2.768+40.6)/ 2 )
=18.164/21.684
=83.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 83.77% mean?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a ROE % of 83.77% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al-Zarka Educational & Investment Co and its competitors. This is 1698% above median its historical median of 4.66. Over the past decade, Al-Zarka Educational & Investment Co's ROE % has ranged from 2.11 to 319.28. According to the industry distribution chart, Al-Zarka Educational & Investment Co ranks #41 out of 259 companies in the Education industry, placing it in the top 15.8%.
Is Al-Zarka Educational & Investment Co's ROE % too high?
Al-Zarka Educational & Investment Co's current ROE % of 83.77% is 1698% above median its 10-year median of 4.66. Over the past 10 years, this metric has ranged from a low of 2.11 to a high of 319.28. The Education industry median ROE % is 7.31. Al-Zarka Educational & Investment Co's value of 83.77% is 1046% above this industry median. Based on the distribution chart, Al-Zarka Educational & Investment Co ranks #41 out of 259 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Zarka Educational & Investment Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Al-Zarka Educational & Investment Co's ROE % compare to EDU and TAL?
According to the Education industry distribution chart, Al-Zarka Educational & Investment Co ranks #41 out of 259 companies for ROE %. This places Al-Zarka Educational & Investment Co in the top 16% of its industry — outperforming the majority of peers. The industry median ROE % is 7.31. Al-Zarka Educational & Investment Co's value of 83.77% is 1046% above this benchmark. Historically, Al-Zarka Educational & Investment Co's own ROE % has ranged from 2.11 to 319.28 over the past decade. While the company's 10-year median is 4.66 vs. the industry median of 7.31, Al-Zarka Educational & Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Education company?
The median ROE % among Education companies is 7.31, based on 259 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Zarka Educational & Investment Co's current ROE % of 83.77% is 1046% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al-Zarka Educational & Investment Co and its competitors. For the Education industry, the median ROE % is 7.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Zarka Educational & Investment Co's current ROE % is 83.77%, which is 1698% above median its own 10-year median of 4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Zarka Educational & Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co (AMM:ZEIC) is currently considered Possible Value Trap. The stock's GF Value™ is JOD5.17, compared to a current price of JOD3.33 — trading 35.6% below its estimated fair value. The current ROE % is 83.77%, which is 1698% above median its 10-year median of 4.66 and 1046% above the Education industry median of 7.31. Al-Zarka Educational & Investment Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Al-Zarka Educational & Investment Co (AMM:ZEIC), the current ROE % is 83.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Zarka Educational & Investment Co (AMM:ZEIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co stock appears to be undervalued. The current stock price of JOD3.33 is trading 35.6% below its estimated GF Value™ of JOD5.17. GuruFocus considers Al-Zarka Educational & Investment Co to be Possible Value Trap.

Key valuation signals for AMM:ZEIC:

  • ROE %: 83.77% (1698% above median its 10-year median of 4.66)
  • GF Value™: JOD5.17 vs. price of JOD3.33 (35.6% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 1046% above the Education median (#41 of 259)

No single metric tells the full story. See the AMM:ZEIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Zarka Educational & Investment Co Business Description

Address Commercial Zone, P.O. Box 132222, Al-Zarqa, JOR, 13132
Al-Zarka Educational & Investment Co provides educational services. It is a private university located in Zarqa city. The company's current main activity consists of establishing and founding a private university, a dental center, a specialized hospital, a general hospital, establishing and managing kindergartens, establishing schools for all educational levels, managing expenses, dues and medical claims, training in technological skills, rehabilitation, auditory and verbal training, speech therapy, training in the use of computers and computer programs, and vocational training and development.
59GF Score

Get the complete analysis for AMM:ZEIC

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.33
Price
JOD5.17
GF Value