Al-Zarka Educational & Investment Co (AMM:ZEIC) PB Ratio: 1.42 (As of Jul. 19, 2026) — 18% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:ZEIC Al-Zarka Educational & Investment Co AMM:ZEIC
59 GF Score
Price JOD3.33
GF Value JOD5.17
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Al-Zarka Educational & Investment Co PB Ratio?

Al-Zarka Educational & Investment Co AMM:ZEIC 59 PB Ratio is 1.42 as of Jul. 19, 2026, which is 18% above its 10-year median of 1.20. GuruFocus rates AMM:ZEIC with a GF Score™ of 59/100 and a GF Value™ of JOD5.17 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 254 Education companies, Al-Zarka Educational & Investment Co ranks worse than 50.79% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-19), Al-Zarka Educational & Investment Co's share price is JOD3.33. Al-Zarka Educational & Investment Co's Book Value per Share for the quarter that ended in Mar. 2026 was JOD2.34. Hence, Al-Zarka Educational & Investment Co's PB Ratio of today is 1.42.

Good Sign:

Al-Zarka Educational & Investment Co stock PB Ratio (=1.42) is close to 3-year low of 1.34.

The historical rank and industry rank for Al-Zarka Educational & Investment Co's PB Ratio or its related term are showing as below:

AMM:ZEIC' s PB Ratio Range Over the Past 10 Years
Min: 0.56   Med: 1.2   Max: 110.78
Current: 1.42

During the past 13 years, Al-Zarka Educational & Investment Co's highest PB Ratio was 110.78. The lowest was 0.56. And the median was 1.20.

AMM:ZEIC's PB Ratio is ranked worse than
50.79% of 254 companies
in the Education industry
Industry Median: 1.41 vs AMM:ZEIC: 1.42

During the past 12 months, Al-Zarka Educational & Investment Co's average Book Value Per Share Growth Rate was 22.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -54.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -27.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -30.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Al-Zarka Educational & Investment Co was 75.10% per year. The lowest was -78.20% per year. And the median was 1.75% per year.

Back to Basics: PB Ratio


Al-Zarka Educational & Investment Co  (AMM:ZEIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Al-Zarka Educational & Investment Co PB Ratio Related Terms


Al-Zarka Educational & Investment Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Al-Zarka Educational & Investment Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Zarka Educational & Investment Co PB Ratio Chart

Al-Zarka Educational & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 106.27 1.23 79.37 29.90 21.25

Al-Zarka Educational & Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.59 1.50 1.64 21.25 1.38

AMM:ZEIC vs EDU, TAL, LAUR: PB Ratio Comparison

For the Education & Training Services subindustry, Al-Zarka Educational & Investment Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Zarka Educational & Investment Co PB Ratio vs Education Industry

For the Education industry and Consumer Defensive sector, Al-Zarka Educational & Investment Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Al-Zarka Educational & Investment Co's PB Ratio falls into.


AMM:ZEIC
59GF Score
Al-Zarka Educational & Investment Co AMM:ZEIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Zarka Educational & Investment Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Al-Zarka Educational & Investment Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=3.33/2.343
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.42 mean?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a PB Ratio of 1.42 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Zarka Educational & Investment Co and its competitors. This is 18% above median its historical median of 1.20. Over the past decade, Al-Zarka Educational & Investment Co's PB Ratio has ranged from 0.56 to 110.78. According to the industry distribution chart, Al-Zarka Educational & Investment Co ranks #129 out of 254 companies in the Education industry, placing it in the top 50.8%.
Is Al-Zarka Educational & Investment Co's PB Ratio too high?
Al-Zarka Educational & Investment Co's current PB Ratio of 1.42 is 18% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 110.78. The Education industry median PB Ratio is 1.41. Al-Zarka Educational & Investment Co's value of 1.42 is 0.7% above this industry median. Based on the distribution chart, Al-Zarka Educational & Investment Co ranks #129 out of 254 companies in the Education industry, which is below the industry midpoint. Overall, Al-Zarka Educational & Investment Co has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Al-Zarka Educational & Investment Co's PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Al-Zarka Educational & Investment Co ranks #129 out of 254 companies for PB Ratio. This places Al-Zarka Educational & Investment Co in the lower half of its industry. The industry median PB Ratio is 1.41. Al-Zarka Educational & Investment Co's value of 1.42 is 0.7% above this benchmark. Historically, Al-Zarka Educational & Investment Co's own PB Ratio has ranged from 0.56 to 110.78 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 1.41, Al-Zarka Educational & Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.41, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Zarka Educational & Investment Co's current PB Ratio of 1.42 is 0.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al-Zarka Educational & Investment Co and its competitors. For the Education industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Zarka Educational & Investment Co's current PB Ratio is 1.42, which is 18% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Zarka Educational & Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co (AMM:ZEIC) is currently considered Possible Value Trap. The stock's GF Value™ is JOD5.17, compared to a current price of JOD3.33 — trading 35.6% below its estimated fair value. The current PB Ratio is 1.42, which is 18% above median its 10-year median of 1.20 and 0.7% above the Education industry median of 1.41. Al-Zarka Educational & Investment Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al-Zarka Educational & Investment Co (AMM:ZEIC), the current PB Ratio is 1.42 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Zarka Educational & Investment Co (AMM:ZEIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Zarka Educational & Investment Co stock appears to be undervalued. The current stock price of JOD3.33 is trading 35.6% below its estimated GF Value™ of JOD5.17. GuruFocus considers Al-Zarka Educational & Investment Co to be Possible Value Trap.

Key valuation signals for AMM:ZEIC:

  • PB Ratio: 1.42 (18% above median its 10-year median of 1.20)
  • GF Value™: JOD5.17 vs. price of JOD3.33 (35.6% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 0.7% above the Education median (#129 of 254)

No single metric tells the full story. See the AMM:ZEIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Zarka Educational & Investment Co Business Description

Address Commercial Zone, P.O. Box 132222, Al-Zarqa, JOR, 13132
Al-Zarka Educational & Investment Co provides educational services. It is a private university located in Zarqa city. The company's current main activity consists of establishing and founding a private university, a dental center, a specialized hospital, a general hospital, establishing and managing kindergartens, establishing schools for all educational levels, managing expenses, dues and medical claims, training in technological skills, rehabilitation, auditory and verbal training, speech therapy, training in the use of computers and computer programs, and vocational training and development.
59GF Score

Get the complete analysis for AMM:ZEIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.33
Price
JOD5.17
GF Value