Al-Zarka Educational & Investment Co (AMM:ZEIC) Debt-to-EBITDA : 0.78 (As of Jun. 2026) — 67% Below Median

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AMM:ZEIC Al-Zarka Educational & Investment Co AMM:ZEIC
27 GF Score
Price JOD3.75
! 4 Warning Signs
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What is Al-Zarka Educational & Investment Co Debt-to-EBITDA?

Al-Zarka Educational & Investment Co AMM:ZEIC 27 Debt-to-EBITDA is 0.78 as of Jun. 2026, which is 67% below its 10-year median of 2.35. GuruFocus rates AMM:ZEIC with a GF Score™ of 27/100. The stock has 4 warning signs investors should review. Among 189 Education companies, Al-Zarka Educational & Investment Co ranks better than 65.61% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al-Zarka Educational & Investment Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD4.63 Mil. Al-Zarka Educational & Investment Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD7.63 Mil. Al-Zarka Educational & Investment Co's annualized EBITDA for the quarter that ended in Jun. 2026 was JOD15.75 Mil. Al-Zarka Educational & Investment Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.78.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Al-Zarka Educational & Investment Co's Debt-to-EBITDA or its related term are showing as below:

AMM:ZEIC' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.86   Med: 2.35   Max: 3.22
Current: 0.86

During the past 13 years, the highest Debt-to-EBITDA Ratio of Al-Zarka Educational & Investment Co was 3.22. The lowest was 0.86. And the median was 2.35.

AMM:ZEIC's Debt-to-EBITDA is ranked better than
65.61% of 189 companies
in the Education industry
Industry Median: 1.45 vs AMM:ZEIC: 0.86

Al-Zarka Educational & Investment Co  (AMM:ZEIC) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Al-Zarka Educational & Investment Co Debt-to-EBITDA Related Terms


Al-Zarka Educational & Investment Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Al-Zarka Educational & Investment Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Zarka Educational & Investment Co Debt-to-EBITDA Chart

Al-Zarka Educational & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.22 0.00 0.00 0.00

Al-Zarka Educational & Investment Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 4.84 0.00 0.49 0.78

AMM:ZEIC vs EDU, TAL, LAUR: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, Al-Zarka Educational & Investment Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Zarka Educational & Investment Co Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, Al-Zarka Educational & Investment Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Al-Zarka Educational & Investment Co's Debt-to-EBITDA falls into.


AMM:ZEIC
27GF Score
Al-Zarka Educational & Investment Co AMM:ZEIC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Al-Zarka Educational & Investment Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al-Zarka Educational & Investment Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 12.972
=0.00

Al-Zarka Educational & Investment Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.63 + 7.63) / 15.752
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.78 mean?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a Debt-to-EBITDA of 0.78 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Zarka Educational & Investment Co. This is 67% below median its historical median of 2.35. Over the past decade, Al-Zarka Educational & Investment Co's Debt-to-EBITDA has ranged from 0.86 to 3.22. According to the industry distribution chart, Al-Zarka Educational & Investment Co ranks #65 out of 189 companies in the Education industry, placing it in the top 34.4%.
Is Al-Zarka Educational & Investment Co's Debt-to-EBITDA too high?
Al-Zarka Educational & Investment Co's current Debt-to-EBITDA of 0.78 is 67% below median its 10-year median of 2.35. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.22. The Education industry median Debt-to-EBITDA is 1.45. Al-Zarka Educational & Investment Co's value of 0.78 is 46.2% below this industry median. Based on the distribution chart, Al-Zarka Educational & Investment Co ranks #65 out of 189 companies in the Education industry, which is above the industry midpoint. Overall, Al-Zarka Educational & Investment Co has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Al-Zarka Educational & Investment Co's Debt-to-EBITDA compare to EDU and TAL?
According to the Education industry distribution chart, Al-Zarka Educational & Investment Co ranks #65 out of 189 companies for Debt-to-EBITDA. This puts Al-Zarka Educational & Investment Co in the upper half of its industry. The industry median Debt-to-EBITDA is 1.45. Al-Zarka Educational & Investment Co's value of 0.78 is 46.2% below this benchmark. Historically, Al-Zarka Educational & Investment Co's own Debt-to-EBITDA has ranged from 0.86 to 3.22 over the past decade. While the company's 10-year median is 2.35 vs. the industry median of 1.45, Al-Zarka Educational & Investment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.45, based on 189 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Zarka Educational & Investment Co's current Debt-to-EBITDA of 0.78 is 46.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Zarka Educational & Investment Co. For the Education industry, the median Debt-to-EBITDA is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Zarka Educational & Investment Co's current Debt-to-EBITDA is 0.78, which is 67% below median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Zarka Educational & Investment Co stock overvalued right now?
Al-Zarka Educational & Investment Co (AMM:ZEIC) has a current Debt-to-EBITDA of 0.78. The current Debt-to-EBITDA is 0.78, which is 67% below median its 10-year median of 2.35 and 46.2% below the Education industry median of 1.45. Al-Zarka Educational & Investment Co's overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al-Zarka Educational & Investment Co (AMM:ZEIC), the current Debt-to-EBITDA is 0.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al-Zarka Educational & Investment Co Business Description

Address Commercial Zone, P.O. Box 132222, Al-Zarqa, JOR, 13132
Al-Zarka Educational & Investment Co provides educational services. It is a private university located in Zarqa city. The company's current main activity consists of establishing and founding a private university, a dental center, a specialized hospital, a general hospital, establishing and managing kindergartens, establishing schools for all educational levels, managing expenses, dues and medical claims, training in technological skills, rehabilitation, auditory and verbal training, speech therapy, training in the use of computers and computer programs, and vocational training and development.
27GF Score

Get the complete analysis for AMM:ZEIC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.75
Price