What is Heng Leasing and Capital PCL Days Payable?
Heng Leasing and Capital PCLBKK:HENG -1.09%53 Days Payable is 1.72 as of Mar. 2026, which is 65% above its 10-year median of 1.04. GuruFocus rates BKK:HENG with a GF Score™ of 53/100 and a GF Value™ of ฿0.76 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 301 Credit Services companies, Heng Leasing and Capital PCL ranks worse than 90.37% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Heng Leasing and Capital PCL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Heng Leasing and Capital PCL Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Heng Leasing and Capital PCL's Days Payable distribution charts can be found below:
* The bar in red indicates where Heng Leasing and Capital PCL's Days Payable falls into.
Heng Leasing and Capital PCL Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Heng Leasing and Capital PCL (BKK:HENG) has a Days Payable of 1.72 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Heng Leasing and Capital PCL and its competitors. This is 65% above median its historical median of 1.04. Over the past decade, Heng Leasing and Capital PCL's Days Payable has ranged from 0.31 to 2.43. According to the industry distribution chart, Heng Leasing and Capital PCL ranks #272 out of 301 companies in the Credit Services industry, placing it in the top 90.4%.
Is Heng Leasing and Capital PCL's Days Payable too high?
Heng Leasing and Capital PCL's current Days Payable of 1.72 is 65% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.43. The Credit Services industry median Days Payable is 33.87. Heng Leasing and Capital PCL's value of 1.72 is 94.9% below this industry median. Based on the distribution chart, Heng Leasing and Capital PCL ranks #272 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Heng Leasing and Capital PCL has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heng Leasing and Capital PCL's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Heng Leasing and Capital PCL ranks #272 out of 301 companies for Days Payable. This places Heng Leasing and Capital PCL in the lower half of its industry. The industry median Days Payable is 33.87. Heng Leasing and Capital PCL's value of 1.72 is 94.9% below this benchmark. Historically, Heng Leasing and Capital PCL's own Days Payable has ranged from 0.31 to 2.43 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 33.87, Heng Leasing and Capital PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heng Leasing and Capital PCL's current Days Payable of 1.72 is 94.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Heng Leasing and Capital PCL and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heng Leasing and Capital PCL's current Days Payable is 1.72, which is 65% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heng Leasing and Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL (BKK:HENG) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.76, compared to a current price of ฿0.91 — trading 19.7% above its estimated fair value. The current Days Payable is 1.72, which is 65% above median its 10-year median of 1.04 and 94.9% below the Credit Services industry median of 33.87. Heng Leasing and Capital PCL's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Heng Leasing and Capital PCL (BKK:HENG), the current Days Payable is 1.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heng Leasing and Capital PCL (BKK:HENG) Overvalued in 2026?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL stock appears to be overvalued.
The current stock price of ฿0.91 is trading 19.7% above its estimated GF Value™ of ฿0.76.
GuruFocus considers Heng Leasing and Capital PCL to be Modestly Overvalued.
Key valuation signals for BKK:HENG:
Days Payable: 1.72 (65% above median its 10-year median of 1.04)
GF Value™: ฿0.76 vs. price of ฿0.91 (19.7% above fair value)
Industry Position: 94.9% below the Credit Services median (#272 of 301)
No single metric tells the full story. See the BKK:HENG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heng Leasing and Capital PCL is engaged Company is principally engaged in providing financial services specifically hire purchase, loans secured against vehicle registrations, land and building loans, personal loans, and nano finance without collateral. The company operates in the single operating segment of hire purchase and loan receivables. Geographically, the company operates only in Thailand.
53GF Score
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