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Heng Leasing and Capital PCLBKK:HENG 53 5-Year Yield-on-Cost % is 2.79 as of Jul. 26, 2026, which is 22% below its 10-year median of 3.57. GuruFocus rates BKK:HENG with a GF Score™ of 53/100 and a GF Value™ of ฿0.75 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 212 Credit Services companies, Heng Leasing and Capital PCL ranks worse than 63.21% on this metric.
The historical rank and industry rank for Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % or its related term are showing as below:
BKK:HENG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.24 Med: 3.57 Max: 6.84
Current: 2.79
During the past 10 years, Heng Leasing and Capital PCL's highest Yield on Cost was 6.84. The lowest was 0.24. And the median was 3.57.
BKK:HENG's 5-Year Yield-on-Cost % is ranked worse than 63.21% of 212
companies
in the Credit Services industry
Industry Median: 4.505
vs BKK:HENG: 2.79
Heng Leasing and Capital PCL (BKK:HENG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Heng Leasing and Capital PCL 5-Year Yield-on-Cost % Related Terms
BKK:HENG vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Heng Leasing and Capital PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Heng Leasing and Capital PCL 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % falls into.
Heng Leasing and Capital PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Heng Leasing and Capital PCL (BKK:HENG) has a 5-Year Yield-on-Cost % of 2.79 as of Jul. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Heng Leasing and Capital PCL and its competitors. This is 22% below median its historical median of 3.57. Over the past decade, Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % has ranged from 0.24 to 6.84. According to the industry distribution chart, Heng Leasing and Capital PCL ranks #134 out of 212 companies in the Credit Services industry, placing it in the top 63.2%.
Is Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % too high?
Heng Leasing and Capital PCL's current 5-Year Yield-on-Cost % of 2.79 is 22% below median its 10-year median of 3.57. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 6.84. The Credit Services industry median 5-Year Yield-on-Cost % is 4.51. Heng Leasing and Capital PCL's value of 2.79 is 38.1% below this industry median. Based on the distribution chart, Heng Leasing and Capital PCL ranks #134 out of 212 companies in the Credit Services industry, which is below the industry midpoint. Overall, Heng Leasing and Capital PCL has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heng Leasing and Capital PCL's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Heng Leasing and Capital PCL ranks #134 out of 212 companies for 5-Year Yield-on-Cost %. This places Heng Leasing and Capital PCL in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.51. Heng Leasing and Capital PCL's value of 2.79 is 38.1% below this benchmark. Historically, Heng Leasing and Capital PCL's own 5-Year Yield-on-Cost % has ranged from 0.24 to 6.84 over the past decade. While the company's 10-year median is 3.57 vs. the industry median of 4.51, Heng Leasing and Capital PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.51, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heng Leasing and Capital PCL's current 5-Year Yield-on-Cost % of 2.79 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Heng Leasing and Capital PCL and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heng Leasing and Capital PCL's current 5-Year Yield-on-Cost % is 2.79, which is 22% below median its own 10-year median of 3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heng Leasing and Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL (BKK:HENG) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.75, compared to a current price of ฿0.94 — trading 25.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.79, which is 22% below median its 10-year median of 3.57 and 38.1% below the Credit Services industry median of 4.51. Heng Leasing and Capital PCL's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Heng Leasing and Capital PCL (BKK:HENG), the current 5-Year Yield-on-Cost % is 2.79 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heng Leasing and Capital PCL (BKK:HENG) Overvalued in 2026?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL stock appears to be overvalued.
The current stock price of ฿0.94 is trading 25.3% above its estimated GF Value™ of ฿0.75.
GuruFocus considers Heng Leasing and Capital PCL to be Modestly Overvalued.
Key valuation signals for BKK:HENG:
5-Year Yield-on-Cost %: 2.79 (22% below median its 10-year median of 3.57)
GF Value™: ฿0.75 vs. price of ฿0.94 (25.3% above fair value)
Industry Position: 38.1% below the Credit Services median (#134 of 212)
No single metric tells the full story. See the BKK:HENG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heng Leasing and Capital PCL is engaged Company is principally engaged in providing financial services specifically hire purchase, loans secured against vehicle registrations, land and building loans, personal loans, and nano finance without collateral. The company operates in the single operating segment of hire purchase and loan receivables. Geographically, the company operates only in Thailand.
53GF Score
Get the complete analysis for BKK:HENG
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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