What is Heng Leasing and Capital PCL Net Margin %?
Heng Leasing and Capital PCLBKK:HENG -1.09%53 Net Margin % is 15.57% as of Mar. 2026, which is 41% above its 10-year median of 11.02. GuruFocus rates BKK:HENG with a GF Score™ of 53/100 and a GF Value™ of ฿0.76 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 533 Credit Services companies, Heng Leasing and Capital PCL ranks worse than 75.61% on this metric.
The historical rank and industry rank for Heng Leasing and Capital PCL's Net Margin % or its related term are showing as below:
BKK:HENG'
s Net Margin % Range Over the Past 10 Years
Min: 1.61 Med: 11.02 Max: 22.44
Current: 2.33
BKK:HENG's Net Margin % is ranked worse than 75.61% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs BKK:HENG: 2.33
Heng Leasing and Capital PCL (BKK:HENG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Heng Leasing and Capital PCL Net Margin % Related Terms
Heng Leasing and Capital PCL Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Heng Leasing and Capital PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Heng Leasing and Capital PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Heng Leasing and Capital PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Heng Leasing and Capital PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Heng Leasing and Capital PCL (BKK:HENG) has a Net Margin % of 15.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Heng Leasing and Capital PCL and its competitors. This is 41% above median its historical median of 11.02. Over the past decade, Heng Leasing and Capital PCL's Net Margin % has ranged from 1.61 to 22.44. According to the industry distribution chart, Heng Leasing and Capital PCL ranks #403 out of 533 companies in the Credit Services industry, placing it in the top 75.6%.
Is Heng Leasing and Capital PCL's Net Margin % too high?
Heng Leasing and Capital PCL's current Net Margin % of 15.57% is 41% above median its 10-year median of 11.02. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 22.44. The Credit Services industry median Net Margin % is 14.54. Heng Leasing and Capital PCL's value of 15.57% is 7.1% above this industry median. Based on the distribution chart, Heng Leasing and Capital PCL ranks #403 out of 533 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Heng Leasing and Capital PCL has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Heng Leasing and Capital PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Heng Leasing and Capital PCL ranks #403 out of 533 companies for Net Margin %. This places Heng Leasing and Capital PCL in the lower half of its industry. The industry median Net Margin % is 14.54. Heng Leasing and Capital PCL's value of 15.57% is 7.1% above this benchmark. Historically, Heng Leasing and Capital PCL's own Net Margin % has ranged from 1.61 to 22.44 over the past decade. While the company's 10-year median is 11.02 vs. the industry median of 14.54, Heng Leasing and Capital PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Heng Leasing and Capital PCL's current Net Margin % of 15.57% is 7.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Heng Leasing and Capital PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Heng Leasing and Capital PCL's current Net Margin % is 15.57%, which is 41% above median its own 10-year median of 11.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heng Leasing and Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL (BKK:HENG) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.76, compared to a current price of ฿0.91 — trading 19.7% above its estimated fair value. The current Net Margin % is 15.57%, which is 41% above median its 10-year median of 11.02 and 7.1% above the Credit Services industry median of 14.54. Heng Leasing and Capital PCL's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Heng Leasing and Capital PCL (BKK:HENG), the current Net Margin % is 15.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Heng Leasing and Capital PCL (BKK:HENG) Overvalued in 2026?
Based on GuruFocus' analysis, Heng Leasing and Capital PCL stock appears to be overvalued.
The current stock price of ฿0.91 is trading 19.7% above its estimated GF Value™ of ฿0.76.
GuruFocus considers Heng Leasing and Capital PCL to be Modestly Overvalued.
Key valuation signals for BKK:HENG:
Net Margin %: 15.57% (41% above median its 10-year median of 11.02)
GF Value™: ฿0.76 vs. price of ฿0.91 (19.7% above fair value)
Industry Position: 7.1% above the Credit Services median (#403 of 533)
No single metric tells the full story. See the BKK:HENG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Heng Leasing and Capital PCL is engaged Company is principally engaged in providing financial services specifically hire purchase, loans secured against vehicle registrations, land and building loans, personal loans, and nano finance without collateral. The company operates in the single operating segment of hire purchase and loan receivables. Geographically, the company operates only in Thailand.
53GF Score
Get the complete analysis for BKK:HENG
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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