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Union Mosaic Industry PCLBKK:UMI +1.10%51 Days Payable is 51.75 as of Mar. 2026, which is 21% above its 10-year median of 42.85. GuruFocus rates BKK:UMI with a GF Score™ of 51/100 and a GF Value™ of ฿0.73 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,715 Construction companies, Union Mosaic Industry PCL ranks worse than 55.04% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Products & Equipment subindustry, Union Mosaic Industry PCL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Mosaic Industry PCL Days Payable vs Construction Industry
For the Construction industry and Industrials sector, Union Mosaic Industry PCL's Days Payable distribution charts can be found below:
* The bar in red indicates where Union Mosaic Industry PCL's Days Payable falls into.
Union Mosaic Industry PCL Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Union Mosaic Industry PCL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Mosaic Industry PCL (BKK:UMI) has a Days Payable of 51.75 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Union Mosaic Industry PCL and its competitors. This is 21% above median its historical median of 42.85. Over the past decade, Union Mosaic Industry PCL's Days Payable has ranged from 37.40 to 67.85. According to the industry distribution chart, Union Mosaic Industry PCL ranks #944 out of 1715 companies in the Construction industry, placing it in the top 55%.
Is Union Mosaic Industry PCL's Days Payable too high?
Union Mosaic Industry PCL's current Days Payable of 51.75 is 21% above median its 10-year median of 42.85. Over the past 10 years, this metric has ranged from a low of 37.40 to a high of 67.85. The Construction industry median Days Payable is 76.33. Union Mosaic Industry PCL's value of 51.75 is 32.2% below this industry median. Based on the distribution chart, Union Mosaic Industry PCL ranks #944 out of 1715 companies in the Construction industry, which is below the industry midpoint. Overall, Union Mosaic Industry PCL has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Mosaic Industry PCL's Days Payable compare to TT and JCI?
According to the Construction industry distribution chart, Union Mosaic Industry PCL ranks #944 out of 1715 companies for Days Payable. This places Union Mosaic Industry PCL in the lower half of its industry. The industry median Days Payable is 76.33. Union Mosaic Industry PCL's value of 51.75 is 32.2% below this benchmark. Historically, Union Mosaic Industry PCL's own Days Payable has ranged from 37.40 to 67.85 over the past decade. While the company's 10-year median is 42.85 vs. the industry median of 76.33, Union Mosaic Industry PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Construction company?
The median Days Payable among Construction companies is 76.33, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Mosaic Industry PCL's current Days Payable of 51.75 is 32.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Union Mosaic Industry PCL and its competitors. For the Construction industry, the median Days Payable is 76.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Mosaic Industry PCL's current Days Payable is 51.75, which is 21% above median its own 10-year median of 42.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Mosaic Industry PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Mosaic Industry PCL (BKK:UMI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.73, compared to a current price of ฿0.92 — trading 26% above its estimated fair value. The current Days Payable is 51.75, which is 21% above median its 10-year median of 42.85 and 32.2% below the Construction industry median of 76.33. Union Mosaic Industry PCL's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Union Mosaic Industry PCL (BKK:UMI), the current Days Payable is 51.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Mosaic Industry PCL (BKK:UMI) Overvalued in 2026?
Based on GuruFocus' analysis, Union Mosaic Industry PCL stock appears to be overvalued.
The current stock price of ฿0.92 is trading 26% above its estimated GF Value™ of ฿0.73.
GuruFocus considers Union Mosaic Industry PCL to be Modestly Overvalued.
Key valuation signals for BKK:UMI:
Days Payable: 51.75 (21% above median its 10-year median of 42.85)
GF Value™: ฿0.73 vs. price of ฿0.92 (26% above fair value)
Industry Position: 32.2% below the Construction median (#944 of 1715)
No single metric tells the full story. See the BKK:UMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Mosaic Industry PCL is a Thailand-based company engaged in the production and distribution of ceramic floor and wall tiles. The group operates through two principal segments: Local floor and wall tiles, which focuses on the manufacture and sale of tiles within the domestic market in Thailand, and Export floor and wall tiles, which involves the sale and distribution of tiles to international markets.
51GF Score
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