Union Mosaic Industry PCL (BKK:UMI) FCF Margin %: 12.36% (As of Mar. 2026) — 107% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:UMI Union Mosaic Industry PCL BKK:UMI
51 GF Score
Price ฿0.92
GF Value ฿0.73
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Union Mosaic Industry PCL FCF Margin %?

Union Mosaic Industry PCL BKK:UMI +1.10% 51 FCF Margin % is 12.36% as of Mar. 2026, which is 107% above its 10-year median of 5.96. GuruFocus rates BKK:UMI with a GF Score™ of 51/100 and a GF Value™ of ฿0.73 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,766 Construction companies, Union Mosaic Industry PCL ranks better than 76.1% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Union Mosaic Industry PCL's Free Cash Flow for the three months ended in Mar. 2026 was ฿83 Mil. Union Mosaic Industry PCL's Revenue for the three months ended in Mar. 2026 was ฿675 Mil. Therefore, Union Mosaic Industry PCL's FCF Margin % for the quarter that ended in Mar. 2026 was 12.36%.

As of today, Union Mosaic Industry PCL's current FCF Yield % is 31.68%.

The historical rank and industry rank for Union Mosaic Industry PCL's FCF Margin % or its related term are showing as below:

BKK:UMI' s FCF Margin % Range Over the Past 10 Years
Min: 1.62   Med: 5.96   Max: 9.84
Current: 9.83


During the past 13 years, the highest FCF Margin % of Union Mosaic Industry PCL was 9.84%. The lowest was 1.62%. And the median was 5.96%.

BKK:UMI's FCF Margin % is ranked better than
76.1% of 1766 companies
in the Construction industry
Industry Median: 2.64 vs BKK:UMI: 9.83


Union Mosaic Industry PCL FCF Margin % Related Terms


Union Mosaic Industry PCL FCF Margin % Historical Data

* Premium members only.

The historical data trend for Union Mosaic Industry PCL's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Mosaic Industry PCL FCF Margin % Chart

Union Mosaic Industry PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.84 1.62 3.19 8.91 7.87

Union Mosaic Industry PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.07 5.28 5.21 16.67 12.36

BKK:UMI vs TT, JCI, CARR: FCF Margin % Comparison

For the Building Products & Equipment subindustry, Union Mosaic Industry PCL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Mosaic Industry PCL FCF Margin % vs Construction Industry

For the Construction industry and Industrials sector, Union Mosaic Industry PCL's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Union Mosaic Industry PCL's FCF Margin % falls into.


BKK:UMI
51GF Score
Union Mosaic Industry PCL BKK:UMI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Mosaic Industry PCL FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Union Mosaic Industry PCL's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=193.175/2453.13
=7.87 %

Union Mosaic Industry PCL's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=83.456/675.415
=12.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 12.36% mean?
Union Mosaic Industry PCL (BKK:UMI) has a FCF Margin % of 12.36% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Union Mosaic Industry PCL and its competitors. This is 107% above median its historical median of 5.96. Over the past decade, Union Mosaic Industry PCL's FCF Margin % has ranged from 1.62 to 9.84. According to the industry distribution chart, Union Mosaic Industry PCL ranks #422 out of 1766 companies in the Construction industry, placing it in the top 23.9%.
Is Union Mosaic Industry PCL's FCF Margin % too high?
Union Mosaic Industry PCL's current FCF Margin % of 12.36% is 107% above median its 10-year median of 5.96. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 9.84. The Construction industry median FCF Margin % is 2.64. Union Mosaic Industry PCL's value of 12.36% is 368.2% above this industry median. Based on the distribution chart, Union Mosaic Industry PCL ranks #422 out of 1766 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Union Mosaic Industry PCL has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Mosaic Industry PCL's FCF Margin % compare to TT and JCI?
According to the Construction industry distribution chart, Union Mosaic Industry PCL ranks #422 out of 1766 companies for FCF Margin %. This places Union Mosaic Industry PCL in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.64. Union Mosaic Industry PCL's value of 12.36% is 368.2% above this benchmark. Historically, Union Mosaic Industry PCL's own FCF Margin % has ranged from 1.62 to 9.84 over the past decade. While the company's 10-year median is 5.96 vs. the industry median of 2.64, Union Mosaic Industry PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Construction company?
The median FCF Margin % among Construction companies is 2.64, based on 1,766 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Mosaic Industry PCL's current FCF Margin % of 12.36% is 368.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Union Mosaic Industry PCL and its competitors. For the Construction industry, the median FCF Margin % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Mosaic Industry PCL's current FCF Margin % is 12.36%, which is 107% above median its own 10-year median of 5.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Mosaic Industry PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Mosaic Industry PCL (BKK:UMI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.73, compared to a current price of ฿0.92 — trading 26% above its estimated fair value. The current FCF Margin % is 12.36%, which is 107% above median its 10-year median of 5.96 and 368.2% above the Construction industry median of 2.64. Union Mosaic Industry PCL's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Union Mosaic Industry PCL (BKK:UMI), the current FCF Margin % is 12.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Mosaic Industry PCL (BKK:UMI) Overvalued in 2026?

Based on GuruFocus' analysis, Union Mosaic Industry PCL stock appears to be overvalued. The current stock price of ฿0.92 is trading 26% above its estimated GF Value™ of ฿0.73. GuruFocus considers Union Mosaic Industry PCL to be Modestly Overvalued.

Key valuation signals for BKK:UMI:

  • FCF Margin %: 12.36% (107% above median its 10-year median of 5.96)
  • GF Value™: ฿0.73 vs. price of ฿0.92 (26% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 368.2% above the Construction median (#422 of 1766)

No single metric tells the full story. See the BKK:UMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Mosaic Industry PCL Business Description

Address Rama 9 Road, 29th Floor, 65 Chamnan Phenjati Business Center, Huai Khwang District, Bangkok, THA, 10320
Union Mosaic Industry PCL is a Thailand-based company engaged in the production and distribution of ceramic floor and wall tiles. The group operates through two principal segments: Local floor and wall tiles, which focuses on the manufacture and sale of tiles within the domestic market in Thailand, and Export floor and wall tiles, which involves the sale and distribution of tiles to international markets.
51GF Score

Get the complete analysis for BKK:UMI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.92
Price
฿0.73
GF Value