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Union Mosaic Industry PCLBKK:UMI +1.10%51 Quick Ratio is 1.78 as of Mar. 2026, which is 147% above its 10-year median of 0.72. GuruFocus rates BKK:UMI with a GF Score™ of 51/100 and a GF Value™ of ฿0.73 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,784 Construction companies, Union Mosaic Industry PCL ranks better than 70.52% on this metric.
Union Mosaic Industry PCL (BKK:UMI) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Union Mosaic Industry PCL Quick Ratio Related Terms
Union Mosaic Industry PCL Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Products & Equipment subindustry, Union Mosaic Industry PCL's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Mosaic Industry PCL Quick Ratio vs Construction Industry
For the Construction industry and Industrials sector, Union Mosaic Industry PCL's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Union Mosaic Industry PCL's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Union Mosaic Industry PCL's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Mosaic Industry PCL (BKK:UMI) has a Quick Ratio of 1.78 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Union Mosaic Industry PCL and its competitors. This is 147% above median its historical median of 0.72. Over the past decade, Union Mosaic Industry PCL's Quick Ratio has ranged from 0.42 to 1.84. According to the industry distribution chart, Union Mosaic Industry PCL ranks #526 out of 1784 companies in the Construction industry, placing it in the top 29.5%.
Is Union Mosaic Industry PCL's Quick Ratio too high?
Union Mosaic Industry PCL's current Quick Ratio of 1.78 is 147% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.84. The Construction industry median Quick Ratio is 1.29. Union Mosaic Industry PCL's value of 1.78 is 38% above this industry median. Based on the distribution chart, Union Mosaic Industry PCL ranks #526 out of 1784 companies in the Construction industry, which is above the industry midpoint. Overall, Union Mosaic Industry PCL has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Mosaic Industry PCL's Quick Ratio compare to TT and JCI?
According to the Construction industry distribution chart, Union Mosaic Industry PCL ranks #526 out of 1784 companies for Quick Ratio. This puts Union Mosaic Industry PCL in the upper half of its industry. The industry median Quick Ratio is 1.29. Union Mosaic Industry PCL's value of 1.78 is 38% above this benchmark. Historically, Union Mosaic Industry PCL's own Quick Ratio has ranged from 0.42 to 1.84 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.29, Union Mosaic Industry PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Construction company?
The median Quick Ratio among Construction companies is 1.29, based on 1,784 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Mosaic Industry PCL's current Quick Ratio of 1.78 is 38% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Union Mosaic Industry PCL and its competitors. For the Construction industry, the median Quick Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Mosaic Industry PCL's current Quick Ratio is 1.78, which is 147% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Mosaic Industry PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Mosaic Industry PCL (BKK:UMI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.73, compared to a current price of ฿0.92 — trading 26% above its estimated fair value. The current Quick Ratio is 1.78, which is 147% above median its 10-year median of 0.72 and 38% above the Construction industry median of 1.29. Union Mosaic Industry PCL's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Union Mosaic Industry PCL (BKK:UMI), the current Quick Ratio is 1.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Mosaic Industry PCL (BKK:UMI) Overvalued in 2026?
Based on GuruFocus' analysis, Union Mosaic Industry PCL stock appears to be overvalued.
The current stock price of ฿0.92 is trading 26% above its estimated GF Value™ of ฿0.73.
GuruFocus considers Union Mosaic Industry PCL to be Modestly Overvalued.
Key valuation signals for BKK:UMI:
Quick Ratio: 1.78 (147% above median its 10-year median of 0.72)
GF Value™: ฿0.73 vs. price of ฿0.92 (26% above fair value)
Industry Position: 38% above the Construction median (#526 of 1784)
No single metric tells the full story. See the BKK:UMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Mosaic Industry PCL is a Thailand-based company engaged in the production and distribution of ceramic floor and wall tiles. The group operates through two principal segments: Local floor and wall tiles, which focuses on the manufacture and sale of tiles within the domestic market in Thailand, and Export floor and wall tiles, which involves the sale and distribution of tiles to international markets.
51GF Score
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