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Rapid InvestmentsBOM:501351 -0.30%72 Days Payable is 3.42 as of Mar. 2026, which is 80% below its 10-year median of 17.22. GuruFocus rates BOM:501351 with a GF Score™ of 72/100 and a GF Value™ of ₹103.27 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 300 Credit Services companies, Rapid Investments ranks better than 60% on this metric.
The historical rank and industry rank for Rapid Investments's Days Payable or its related term are showing as below:
BOM:501351'
s Days Payable Range Over the Past 10 Years
Min: 10.03 Med: 17.22 Max: 60.05
Current: 60.05
During the past 13 years, Rapid Investments's highest Days Payable was 60.05. The lowest was 10.03. And the median was 17.22.
BOM:501351's Days Payable is ranked better than 60% of 300
companies
in the Credit Services industry
Industry Median: 33.405
vs BOM:501351: 60.05
Rapid Investments's Days Payable
declined
from Mar. 2025 (18.10) to Mar. 2026 (3.42).
It may suggest that Rapid Investmentsaccelerated paying its suppliers.
Rapid Investments Days Payable Related Terms
Rapid Investments Days Payable Historical Data
* Premium members only.
The historical data trend for Rapid Investments's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Rapid Investments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapid Investments Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapid Investments's Days Payable distribution charts can be found below:
* The bar in red indicates where Rapid Investments's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Rapid Investments's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rapid Investments (BOM:501351) has a Days Payable of 3.42 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Rapid Investments and its competitors. This is 80% below median its historical median of 17.22. Over the past decade, Rapid Investments' Days Payable has ranged from 10.03 to 60.05. According to the industry distribution chart, Rapid Investments ranks #120 out of 300 companies in the Credit Services industry, placing it in the top 40%.
Is Rapid Investments' Days Payable too high?
Rapid Investments' current Days Payable of 3.42 is 80% below median its 10-year median of 17.22. Over the past 10 years, this metric has ranged from a low of 10.03 to a high of 60.05. The Credit Services industry median Days Payable is 33.41. Rapid Investments' value of 3.42 is 89.8% below this industry median. Based on the distribution chart, Rapid Investments ranks #120 out of 300 companies in the Credit Services industry, which is above the industry midpoint. Overall, Rapid Investments has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rapid Investments' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Rapid Investments ranks #120 out of 300 companies for Days Payable. This puts Rapid Investments in the upper half of its industry. The industry median Days Payable is 33.41. Rapid Investments' value of 3.42 is 89.8% below this benchmark. Historically, Rapid Investments' own Days Payable has ranged from 10.03 to 60.05 over the past decade. While the company's 10-year median is 17.22 vs. the industry median of 33.41, Rapid Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapid Investments's current Days Payable of 3.42 is 89.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Rapid Investments and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapid Investments's current Days Payable is 3.42, which is 80% below median its own 10-year median of 17.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapid Investments stock overvalued right now?
Based on GuruFocus' analysis, Rapid Investments (BOM:501351) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹103.27, compared to a current price of ₹77.00 — trading 25.4% below its estimated fair value. The current Days Payable is 3.42, which is 80% below median its 10-year median of 17.22 and 89.8% below the Credit Services industry median of 33.41. Rapid Investments' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Rapid Investments (BOM:501351), the current Days Payable is 3.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rapid Investments (BOM:501351) Overvalued in 2026?
Based on GuruFocus' analysis, Rapid Investments stock appears to be undervalued.
The current stock price of ₹77.00 is trading 25.4% below its estimated GF Value™ of ₹103.27.
GuruFocus considers Rapid Investments to be Modestly Undervalued.
Key valuation signals for BOM:501351:
Days Payable: 3.42 (80% below median its 10-year median of 17.22)
GF Value™: ₹103.27 vs. price of ₹77.00 (25.4% below fair value)
Industry Position: 89.8% below the Credit Services median (#120 of 300)
No single metric tells the full story. See the BOM:501351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rapid Investments Ltd is a non-banking financial company in India specializing in mortgage loans and advances. It provides home construction loans, home extension and improvement loans, and financing for micro, small, and medium enterprises, using borrowers' primary residences as collateral. The company operates mainly in semi-urban and rural markets of Rajasthan, focusing on self-employed customers involved in agriculture, small businesses, and transportation. Rapid Investments generates revenue through interest earned on loans.
72GF Score
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