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Rapid InvestmentsBOM:501351 +2.01%73 Pretax Margin % is 29.28% as of Jun. 2026, which is 121% above its 10-year median of 13.24. GuruFocus rates BOM:501351 with a GF Score™ of 73/100 and a GF Value™ of ₹106.60 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 537 Credit Services companies, Rapid Investments ranks worse than 64.99% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Rapid Investments Pretax Margin % Related Terms
Rapid Investments Pretax Margin % Historical Data
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The historical data trend for Rapid Investments's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:501351 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Rapid Investments's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapid Investments Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapid Investments's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Rapid Investments's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rapid Investments (BOM:501351) has a Pretax Margin % of 29.28% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Rapid Investments and its competitors. This is 121% above median its historical median of 13.24. Over the past decade, Rapid Investments' Pretax Margin % has ranged from 0.50 to 58.56. According to the industry distribution chart, Rapid Investments ranks #349 out of 537 companies in the Credit Services industry, placing it in the top 65%.
Is Rapid Investments' Pretax Margin % too high?
Rapid Investments' current Pretax Margin % of 29.28% is 121% above median its 10-year median of 13.24. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 58.56. The Credit Services industry median Pretax Margin % is 20.99. Rapid Investments' value of 29.28% is 39.5% above this industry median. Based on the distribution chart, Rapid Investments ranks #349 out of 537 companies in the Credit Services industry, which is below the industry midpoint. Overall, Rapid Investments has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rapid Investments' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Rapid Investments ranks #349 out of 537 companies for Pretax Margin %. This places Rapid Investments in the lower half of its industry. The industry median Pretax Margin % is 20.99. Rapid Investments' value of 29.28% is 39.5% above this benchmark. Historically, Rapid Investments' own Pretax Margin % has ranged from 0.50 to 58.56 over the past decade. While the company's 10-year median is 13.24 vs. the industry median of 20.99, Rapid Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.99, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapid Investments's current Pretax Margin % of 29.28% is 39.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Rapid Investments and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapid Investments's current Pretax Margin % is 29.28%, which is 121% above median its own 10-year median of 13.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapid Investments stock overvalued right now?
Based on GuruFocus' analysis, Rapid Investments (BOM:501351) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹106.60, compared to a current price of ₹85.96 — trading 19.4% below its estimated fair value. The current Pretax Margin % is 29.28%, which is 121% above median its 10-year median of 13.24 and 39.5% above the Credit Services industry median of 20.99. Rapid Investments' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Rapid Investments (BOM:501351), the current Pretax Margin % is 29.28% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rapid Investments (BOM:501351) Overvalued in 2026?
Based on GuruFocus' analysis, Rapid Investments stock appears to be undervalued.
The current stock price of ₹85.96 is trading 19.4% below its estimated GF Value™ of ₹106.60.
GuruFocus considers Rapid Investments to be Modestly Undervalued.
Key valuation signals for BOM:501351:
Pretax Margin %: 29.28% (121% above median its 10-year median of 13.24)
GF Value™: ₹106.60 vs. price of ₹85.96 (19.4% below fair value)
Industry Position: 39.5% above the Credit Services median (#349 of 537)
No single metric tells the full story. See the BOM:501351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rapid Investments Ltd is a non-banking financial company in India specializing in mortgage loans and advances. It provides home construction loans, home extension and improvement loans, and financing for micro, small, and medium enterprises, using borrowers' primary residences as collateral. The company operates mainly in semi-urban and rural markets of Rajasthan, focusing on self-employed customers involved in agriculture, small businesses, and transportation. Rapid Investments generates revenue through interest earned on loans.
73GF Score
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