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Rapid InvestmentsBOM:501351 74 Gross Margin % is 40.16% as of Mar. 2026, which is 16% below its 10-year median of 47.77. GuruFocus rates BOM:501351 with a GF Score™ of 74/100 and a GF Value™ of ₹103.11 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 387 Credit Services companies, Rapid Investments ranks worse than 80.36% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Rapid Investments had a gross margin of 40.16% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Rapid Investments Gross Margin % Related Terms
Rapid Investments Gross Margin % Historical Data
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The historical data trend for Rapid Investments's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:501351 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Rapid Investments's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapid Investments Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapid Investments's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Rapid Investments's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Rapid Investments (BOM:501351) has a Gross Margin % of 40.16% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Rapid Investments and its competitors. This is 16% below median its historical median of 47.77. Over the past decade, Rapid Investments' Gross Margin % has ranged from 22.65 to 80.84. According to the industry distribution chart, Rapid Investments ranks #311 out of 387 companies in the Credit Services industry, placing it in the top 80.4%.
Is Rapid Investments' Gross Margin % too high?
Rapid Investments' current Gross Margin % of 40.16% is 16% below median its 10-year median of 47.77. Over the past 10 years, this metric has ranged from a low of 22.65 to a high of 80.84. The Credit Services industry median Gross Margin % is 51.81. Rapid Investments' value of 40.16% is 22.5% below this industry median. Based on the distribution chart, Rapid Investments ranks #311 out of 387 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Rapid Investments has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rapid Investments' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Rapid Investments ranks #311 out of 387 companies for Gross Margin %. This places Rapid Investments in the lower half of its industry. The industry median Gross Margin % is 51.81. Rapid Investments' value of 40.16% is 22.5% below this benchmark. Historically, Rapid Investments' own Gross Margin % has ranged from 22.65 to 80.84 over the past decade. While the company's 10-year median is 47.77 vs. the industry median of 51.81, Rapid Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapid Investments's current Gross Margin % of 40.16% is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Rapid Investments and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapid Investments's current Gross Margin % is 40.16%, which is 16% below median its own 10-year median of 47.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapid Investments stock overvalued right now?
Based on GuruFocus' analysis, Rapid Investments (BOM:501351) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹103.11, compared to a current price of ₹77.23 — trading 25.1% below its estimated fair value. The current Gross Margin % is 40.16%, which is 16% below median its 10-year median of 47.77 and 22.5% below the Credit Services industry median of 51.81. Rapid Investments' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Rapid Investments (BOM:501351), the current Gross Margin % is 40.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rapid Investments (BOM:501351) Overvalued in 2026?
Based on GuruFocus' analysis, Rapid Investments stock appears to be undervalued.
The current stock price of ₹77.23 is trading 25.1% below its estimated GF Value™ of ₹103.11.
GuruFocus considers Rapid Investments to be Modestly Undervalued.
Key valuation signals for BOM:501351:
Gross Margin %: 40.16% (16% below median its 10-year median of 47.77)
GF Value™: ₹103.11 vs. price of ₹77.23 (25.1% below fair value)
Industry Position: 22.5% below the Credit Services median (#311 of 387)
No single metric tells the full story. See the BOM:501351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rapid Investments Ltd is a non-banking financial company in India specializing in mortgage loans and advances. It provides home construction loans, home extension and improvement loans, and financing for micro, small, and medium enterprises, using borrowers' primary residences as collateral. The company operates mainly in semi-urban and rural markets of Rajasthan, focusing on self-employed customers involved in agriculture, small businesses, and transportation. Rapid Investments generates revenue through interest earned on loans.
74GF Score
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