Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Rapid Investments's 10-Year RORE % for the quarter that ended in Jun. 2026 was 1.72%.
The industry rank for Rapid Investments's 10-Year RORE % or its related term are showing as below:
BOM:501351's 10-Year RORE % is ranked worse than 64.36% of 376
companies
in the Credit Services industry
Industry Median: 8.725
vs BOM:501351: 1.72
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Rapid Investments 10-Year RORE % Related Terms
Rapid Investments 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Rapid Investments's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:501351 vs V, MA, AXP: 10-Year RORE % Comparison
For the Credit Services subindustry, Rapid Investments's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rapid Investments 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Rapid Investments's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Rapid Investments's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Rapid Investments (BOM:501351) has a 10-Year RORE % of 1.72 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Rapid Investments and its competitors. According to the industry distribution chart, Rapid Investments ranks #242 out of 376 companies in the Credit Services industry, placing it in the top 64.4%.
Is Rapid Investments' 10-Year RORE % too high?
Rapid Investments' current 10-Year RORE % is 1.72. The Credit Services industry median 10-Year RORE % is 8.73. Rapid Investments' value of 1.72 is 80.3% below this industry median. Based on the distribution chart, Rapid Investments ranks #242 out of 376 companies in the Credit Services industry, which is below the industry midpoint. Overall, Rapid Investments has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rapid Investments' 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Rapid Investments ranks #242 out of 376 companies for 10-Year RORE %. This places Rapid Investments in the lower half of its industry. The industry median 10-Year RORE % is 8.73. Rapid Investments' value of 1.72 is 80.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.73, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rapid Investments's current 10-Year RORE % of 1.72 is 80.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Rapid Investments and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rapid Investments's current 10-Year RORE % is 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rapid Investments stock overvalued right now?
Based on GuruFocus' analysis, Rapid Investments (BOM:501351) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹107.04, compared to a current price of ₹92.00 — trading 14.1% below its estimated fair value. The current 10-Year RORE % is 1.72 and 80.3% below the Credit Services industry median of 8.73. Rapid Investments' overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Rapid Investments (BOM:501351), the current 10-Year RORE % is 1.72 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rapid Investments (BOM:501351) Overvalued in 2026?
Based on GuruFocus' analysis, Rapid Investments stock appears to be undervalued.
The current stock price of ₹92.00 is trading 14.1% below its estimated GF Value™ of ₹107.04.
GuruFocus considers Rapid Investments to be Modestly Undervalued.
Key valuation signals for BOM:501351:
10-Year RORE %: 1.72
GF Value™: ₹107.04 vs. price of ₹92.00 (14.1% below fair value)
Industry Position: 80.3% below the Credit Services median (#242 of 376)
No single metric tells the full story. See the BOM:501351 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rapid Investments Ltd is a non-banking financial company in India specializing in mortgage loans and advances. It provides home construction loans, home extension and improvement loans, and financing for micro, small, and medium enterprises, using borrowers' primary residences as collateral. The company operates mainly in semi-urban and rural markets of Rajasthan, focusing on self-employed customers involved in agriculture, small businesses, and transportation. Rapid Investments generates revenue through interest earned on loans.
80GF Score
Get the complete analysis for BOM:501351
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:501351 has been successfully added to your 
