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What is PNGS Gargi Fashion Jewellery Days Payable?
PNGS Gargi Fashion JewelleryBOM:543709 -3.92%90 Days Payable is 35.76 as of Mar. 2026, which is 10% above its 10-year median of 32.58. GuruFocus rates BOM:543709 with a GF Score™ of 90/100 and a GF Value™ of ₹1,238.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,103 Retail - Cyclical companies, PNGS Gargi Fashion Jewellery ranks better than 51.77% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, PNGS Gargi Fashion Jewellery's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNGS Gargi Fashion Jewellery Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PNGS Gargi Fashion Jewellery's Days Payable distribution charts can be found below:
* The bar in red indicates where PNGS Gargi Fashion Jewellery's Days Payable falls into.
PNGS Gargi Fashion Jewellery Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNGS Gargi Fashion Jewellery (BOM:543709) has a Days Payable of 35.76 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PNGS Gargi Fashion Jewellery and its competitors. This is 10% above median its historical median of 32.58. Over the past decade, PNGS Gargi Fashion Jewellery's Days Payable has ranged from 30.34 to 69.34. According to the industry distribution chart, PNGS Gargi Fashion Jewellery ranks #532 out of 1103 companies in the Retail - Cyclical industry, placing it in the top 48.2%.
Is PNGS Gargi Fashion Jewellery's Days Payable too high?
PNGS Gargi Fashion Jewellery's current Days Payable of 35.76 is 10% above median its 10-year median of 32.58. Over the past 10 years, this metric has ranged from a low of 30.34 to a high of 69.34. The Retail - Cyclical industry median Days Payable is 51.47. PNGS Gargi Fashion Jewellery's value of 35.76 is 30.5% below this industry median. Based on the distribution chart, PNGS Gargi Fashion Jewellery ranks #532 out of 1103 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, PNGS Gargi Fashion Jewellery has a GF Score™ of 90/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNGS Gargi Fashion Jewellery's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, PNGS Gargi Fashion Jewellery ranks #532 out of 1103 companies for Days Payable. This puts PNGS Gargi Fashion Jewellery in the upper half of its industry. The industry median Days Payable is 51.47. PNGS Gargi Fashion Jewellery's value of 35.76 is 30.5% below this benchmark. Historically, PNGS Gargi Fashion Jewellery's own Days Payable has ranged from 30.34 to 69.34 over the past decade. While the company's 10-year median is 32.58 vs. the industry median of 51.47, PNGS Gargi Fashion Jewellery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.47, based on 1,103 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNGS Gargi Fashion Jewellery's current Days Payable of 35.76 is 30.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PNGS Gargi Fashion Jewellery and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNGS Gargi Fashion Jewellery's current Days Payable is 35.76, which is 10% above median its own 10-year median of 32.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNGS Gargi Fashion Jewellery stock overvalued right now?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery (BOM:543709) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,238.68, compared to a current price of ₹639.30 — trading 48.4% below its estimated fair value. The current Days Payable is 35.76, which is 10% above median its 10-year median of 32.58 and 30.5% below the Retail - Cyclical industry median of 51.47. PNGS Gargi Fashion Jewellery's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PNGS Gargi Fashion Jewellery (BOM:543709), the current Days Payable is 35.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNGS Gargi Fashion Jewellery (BOM:543709) Overvalued in 2026?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery stock appears to be undervalued.
The current stock price of ₹639.30 is trading 48.4% below its estimated GF Value™ of ₹1,238.68.
GuruFocus considers PNGS Gargi Fashion Jewellery to be Significantly Undervalued.
Key valuation signals for BOM:543709:
Days Payable: 35.76 (10% above median its 10-year median of 32.58)
GF Value™: ₹1,238.68 vs. price of ₹639.30 (48.4% below fair value)
Industry Position: 30.5% below the Retail - Cyclical median (#532 of 1103)
No single metric tells the full story. See the BOM:543709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNGS Gargi Fashion Jewellery Ltd is engaged in the retail business of costume and fashion jewellery under the brand name Gargi. It mainly deals with sterling silver jewellery and brass jewellery, idols and other silverware and related gift items. The company offers various products, such as weddings and festivals, to daily-wear jewellery for all ages, genders and across various price points. Its product line includes earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutra, pendant sets, bangles in brass or silver for females of all age groups, as well as male accessories such as rings, cufflinks, button sets and others. Its portfolio offers customers a wide variety of traditional, Indo-Western, and modern designs and jewellery.
90GF Score
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