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PNGS Gargi Fashion JewelleryBOM:543709 +0.03%79 Return-on-Tangible-Asset is 12.09% as of Jun. 2026, which is 54% below its 10-year median of 26.55. GuruFocus rates BOM:543709 with a GF Score™ of 79/100 and a GF Value™ of ₹1,228.01 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,132 Retail - Cyclical companies, PNGS Gargi Fashion Jewellery ranks better than 95.14% on this metric.
The historical rank and industry rank for PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset or its related term are showing as below:
BOM:543709'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.41 Med: 26.55 Max: 37.14
Current: 20.76
During the past 7 years, PNGS Gargi Fashion Jewellery's highest Return-on-Tangible-Asset was 37.14%. The lowest was -3.41%. And the median was 26.55%.
BOM:543709's Return-on-Tangible-Asset is ranked better than 95.14% of 1132
companies
in the Retail - Cyclical industry
Industry Median: 3.015
vs BOM:543709: 20.76
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
PNGS Gargi Fashion Jewellery Return-on-Tangible-Asset Related Terms
PNGS Gargi Fashion Jewellery Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543709 vs TPR: Return-on-Tangible-Asset Comparison
For the Luxury Goods subindustry, PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNGS Gargi Fashion Jewellery Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 12.09% mean?
PNGS Gargi Fashion Jewellery (BOM:543709) has a Return-on-Tangible-Asset of 12.09% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PNGS Gargi Fashion Jewellery and its competitors. This is 54% below median its historical median of 26.55. According to the industry distribution chart, PNGS Gargi Fashion Jewellery ranks #55 out of 1132 companies in the Retail - Cyclical industry, placing it in the top 4.9%.
Is PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset too high?
PNGS Gargi Fashion Jewellery's current Return-on-Tangible-Asset of 12.09% is 54% below median its 10-year median of 26.55. The Retail - Cyclical industry median Return-on-Tangible-Asset is 3.02. PNGS Gargi Fashion Jewellery's value of 12.09% is 301% above this industry median. Based on the distribution chart, PNGS Gargi Fashion Jewellery ranks #55 out of 1132 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, PNGS Gargi Fashion Jewellery has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNGS Gargi Fashion Jewellery's Return-on-Tangible-Asset compare to TPR?
According to the Retail - Cyclical industry distribution chart, PNGS Gargi Fashion Jewellery ranks #55 out of 1132 companies for Return-on-Tangible-Asset. This places PNGS Gargi Fashion Jewellery in the top 5% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 3.02. PNGS Gargi Fashion Jewellery's value of 12.09% is 301% above this benchmark. While the company's 10-year median is 26.55 vs. the industry median of 3.02, PNGS Gargi Fashion Jewellery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 3.02, based on 1,132 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNGS Gargi Fashion Jewellery's current Return-on-Tangible-Asset of 12.09% is 301% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PNGS Gargi Fashion Jewellery and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNGS Gargi Fashion Jewellery's current Return-on-Tangible-Asset is 12.09%, which is 54% below median its own 10-year median of 26.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNGS Gargi Fashion Jewellery stock overvalued right now?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery (BOM:543709) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,228.01, compared to a current price of ₹550.50 — trading 55.2% below its estimated fair value. The current Return-on-Tangible-Asset is 12.09%, which is 54% below median its 10-year median of 26.55 and 301% above the Retail - Cyclical industry median of 3.02. PNGS Gargi Fashion Jewellery's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PNGS Gargi Fashion Jewellery (BOM:543709), the current Return-on-Tangible-Asset is 12.09% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNGS Gargi Fashion Jewellery (BOM:543709) Overvalued in 2026?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery stock appears to be undervalued.
The current stock price of ₹550.50 is trading 55.2% below its estimated GF Value™ of ₹1,228.01.
GuruFocus considers PNGS Gargi Fashion Jewellery to be Significantly Undervalued.
Key valuation signals for BOM:543709:
Return-on-Tangible-Asset: 12.09% (54% below median its 10-year median of 26.55)
GF Value™: ₹1,228.01 vs. price of ₹550.50 (55.2% below fair value)
Industry Position: 301% above the Retail - Cyclical median (#55 of 1132)
No single metric tells the full story. See the BOM:543709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNGS Gargi Fashion Jewellery Ltd is engaged in the retail business of costume and fashion jewellery under the brand name Gargi. It mainly deals with sterling silver jewellery and brass jewellery, idols and other silverware and related gift items. The company offers various products, such as weddings and festivals, to daily-wear jewellery for all ages, genders and across various price points. Its product line includes earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutra, pendant sets, bangles in brass or silver for females of all age groups, as well as male accessories such as rings, cufflinks, button sets and others. Its portfolio offers customers a wide variety of traditional, Indo-Western, and modern designs and jewellery.
79GF Score
Get the complete analysis for BOM:543709
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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