PNGS Gargi Fashion Jewellery (BOM:543709) LT-Debt-to-Total-Asset: 0.05 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543709 PNGS Gargi Fashion Jewellery Ltd BOM:543709
89 GF Score
Price ₹648.60
GF Value ₹1,244.44
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is PNGS Gargi Fashion Jewellery LT-Debt-to-Total-Asset?

PNGS Gargi Fashion Jewellery BOM:543709 -1.35% 89 LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus rates BOM:543709 with a GF Score™ of 89/100 and a GF Value™ of ₹1,244.44 (Significantly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. PNGS Gargi Fashion Jewellery's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.

PNGS Gargi Fashion Jewellery's long-term debt to total assets ratio increased from Mar. 2025 (0.03) to Mar. 2026 (0.05). It may suggest that PNGS Gargi Fashion Jewellery is progressively becoming more dependent on debt to grow their business.


PNGS Gargi Fashion Jewellery  (BOM:543709) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


PNGS Gargi Fashion Jewellery LT-Debt-to-Total-Asset Related Terms


PNGS Gargi Fashion Jewellery LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for PNGS Gargi Fashion Jewellery's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNGS Gargi Fashion Jewellery LT-Debt-to-Total-Asset Chart

PNGS Gargi Fashion Jewellery Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.00 0.02 0.01 0.03 0.05

PNGS Gargi Fashion Jewellery Quarterly Data
Mar20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.00 0.04 0.00 0.05
BOM:543709
89GF Score
PNGS Gargi Fashion Jewellery Ltd BOM:543709
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PNGS Gargi Fashion Jewellery LT-Debt-to-Total-Asset Calculation

PNGS Gargi Fashion Jewellery's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=91.211/1674.624
=0.05

PNGS Gargi Fashion Jewellery's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=91.211/1674.624
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
PNGS Gargi Fashion Jewellery (BOM:543709) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PNGS Gargi Fashion Jewellery and its competitors.
Is PNGS Gargi Fashion Jewellery's LT-Debt-to-Total-Asset too high?
PNGS Gargi Fashion Jewellery's current LT-Debt-to-Total-Asset is 0.05. Overall, PNGS Gargi Fashion Jewellery has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNGS Gargi Fashion Jewellery's LT-Debt-to-Total-Asset compare to TPR?
PNGS Gargi Fashion Jewellery's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?
A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on PNGS Gargi Fashion Jewellery and its competitors. PNGS Gargi Fashion Jewellery's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNGS Gargi Fashion Jewellery stock overvalued right now?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery (BOM:543709) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,244.44, compared to a current price of ₹648.60 — trading 47.9% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. PNGS Gargi Fashion Jewellery's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For PNGS Gargi Fashion Jewellery (BOM:543709), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNGS Gargi Fashion Jewellery (BOM:543709) Overvalued in 2026?

Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery stock appears to be undervalued. The current stock price of ₹648.60 is trading 47.9% below its estimated GF Value™ of ₹1,244.44. GuruFocus considers PNGS Gargi Fashion Jewellery to be Significantly Undervalued.

Key valuation signals for BOM:543709:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: ₹1,244.44 vs. price of ₹648.60 (47.9% below fair value)
  • GF Score™: 89/100 with 3 warning signs

No single metric tells the full story. See the BOM:543709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNGS Gargi Fashion Jewellery Business Description

Address Sinhgad Road, Plot No. 8A, Sr No.37/1 and 37/2, Opposite Maruti Service Center, Wadgaon Khurd, Nanded, Haveli, Pune, MH, IND, 411041
PNGS Gargi Fashion Jewellery Ltd is engaged in the retail business of costume and fashion jewellery under the brand name Gargi. It mainly deals with sterling silver jewellery and brass jewellery, idols and other silverware and related gift items. The company offers various products, such as weddings and festivals, to daily-wear jewellery for all ages, genders and across various price points. Its product line includes earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutra, pendant sets, bangles in brass or silver for females of all age groups, as well as male accessories such as rings, cufflinks, button sets and others. Its portfolio offers customers a wide variety of traditional, Indo-Western, and modern designs and jewellery.
89GF Score

Get the complete analysis for BOM:543709

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹648.60
Price
₹1,244.44
GF Value