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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. PNGS Gargi Fashion Jewellery's current ratio for the quarter that ended in Mar. 2026 was 14.64.
PNGS Gargi Fashion Jewellery has a current ratio of 14.64. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for PNGS Gargi Fashion Jewellery's Current Ratio or its related term are showing as below:
BOM:543709'
s Current Ratio Range Over the Past 10 Years
Min: 1.12 Med: 4.24 Max: 14.64
Current: 14.64
During the past 7 years, PNGS Gargi Fashion Jewellery's highest Current Ratio was 14.64. The lowest was 1.12. And the median was 4.24.
BOM:543709's Current Ratio is ranked better than 97.34% of 1128
companies
in the Retail - Cyclical industry
Industry Median: 1.58
vs BOM:543709: 14.64
PNGS Gargi Fashion Jewellery (BOM:543709) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
PNGS Gargi Fashion Jewellery Current Ratio Related Terms
PNGS Gargi Fashion Jewellery Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, PNGS Gargi Fashion Jewellery's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNGS Gargi Fashion Jewellery Current Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PNGS Gargi Fashion Jewellery's Current Ratio distribution charts can be found below:
* The bar in red indicates where PNGS Gargi Fashion Jewellery's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNGS Gargi Fashion Jewellery (BOM:543709) has a Current Ratio of 14.64 as of Mar. 2026. This is 245% above median its historical median of 4.24. Over the past decade, PNGS Gargi Fashion Jewellery's Current Ratio has ranged from 1.12 to 14.64. According to the industry distribution chart, PNGS Gargi Fashion Jewellery ranks #30 out of 1128 companies in the Retail - Cyclical industry, placing it in the top 2.7%.
Is PNGS Gargi Fashion Jewellery's Current Ratio too high?
PNGS Gargi Fashion Jewellery's current Current Ratio of 14.64 is 245% above median its 10-year median of 4.24. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 14.64. The Retail - Cyclical industry median Current Ratio is 1.58. PNGS Gargi Fashion Jewellery's value of 14.64 is 826.6% above this industry median. Based on the distribution chart, PNGS Gargi Fashion Jewellery ranks #30 out of 1128 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, PNGS Gargi Fashion Jewellery has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNGS Gargi Fashion Jewellery's Current Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, PNGS Gargi Fashion Jewellery ranks #30 out of 1128 companies for Current Ratio. This places PNGS Gargi Fashion Jewellery in the top 3% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.58. PNGS Gargi Fashion Jewellery's value of 14.64 is 826.6% above this benchmark. Historically, PNGS Gargi Fashion Jewellery's own Current Ratio has ranged from 1.12 to 14.64 over the past decade. While the company's 10-year median is 4.24 vs. the industry median of 1.58, PNGS Gargi Fashion Jewellery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Retail - Cyclical company?
The median Current Ratio among Retail - Cyclical companies is 1.58, based on 1,128 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNGS Gargi Fashion Jewellery's current Current Ratio of 14.64 is 826.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Current Ratio is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNGS Gargi Fashion Jewellery's current Current Ratio is 14.64, which is 245% above median its own 10-year median of 4.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNGS Gargi Fashion Jewellery stock overvalued right now?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery (BOM:543709) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,234.84, compared to a current price of ₹716.65 — trading 42% below its estimated fair value. The current Current Ratio is 14.64, which is 245% above median its 10-year median of 4.24 and 826.6% above the Retail - Cyclical industry median of 1.58. PNGS Gargi Fashion Jewellery's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For PNGS Gargi Fashion Jewellery (BOM:543709), the current Current Ratio is 14.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNGS Gargi Fashion Jewellery (BOM:543709) Overvalued in 2026?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery stock appears to be undervalued.
The current stock price of ₹716.65 is trading 42% below its estimated GF Value™ of ₹1,234.84.
GuruFocus considers PNGS Gargi Fashion Jewellery to be Significantly Undervalued.
Key valuation signals for BOM:543709:
Current Ratio: 14.64 (245% above median its 10-year median of 4.24)
GF Value™: ₹1,234.84 vs. price of ₹716.65 (42% below fair value)
Industry Position: 826.6% above the Retail - Cyclical median (#30 of 1128)
No single metric tells the full story. See the BOM:543709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNGS Gargi Fashion Jewellery Ltd is engaged in the retail business of costume and fashion jewellery under the brand name Gargi. It mainly deals with sterling silver jewellery and brass jewellery, idols and other silverware and related gift items. The company offers various products, such as weddings and festivals, to daily-wear jewellery for all ages, genders and across various price points. Its product line includes earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutra, pendant sets, bangles in brass or silver for females of all age groups, as well as male accessories such as rings, cufflinks, button sets and others. Its portfolio offers customers a wide variety of traditional, Indo-Western, and modern designs and jewellery.
91GF Score
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