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PNGS Gargi Fashion Jewellery Ltd stock PB Ratio (=4.25) is close to 5-year low of 4.25.
The historical rank and industry rank for PNGS Gargi Fashion Jewellery's PB Ratio or its related term are showing as below:
BOM:543709'
s PB Ratio Range Over the Past 10 Years
Min: 4.25 Med: 9.48 Max: 19.3
Current: 4.25
During the past 7 years, PNGS Gargi Fashion Jewellery's highest PB Ratio was 19.30. The lowest was 4.25. And the median was 9.48.
BOM:543709's PB Ratio is ranked worse than 81.02% of 1080
companies
in the Retail - Cyclical industry
Industry Median: 1.49
vs BOM:543709: 4.25
During the past 12 months, PNGS Gargi Fashion Jewellery's average Book Value Per Share Growth Rate was 40.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 85.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 432.10% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of PNGS Gargi Fashion Jewellery was 1110.60% per year. The lowest was 85.10% per year. And the median was 708.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PNGS Gargi Fashion Jewellery PB Ratio Related Terms
PNGS Gargi Fashion Jewellery PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, PNGS Gargi Fashion Jewellery's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNGS Gargi Fashion Jewellery PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, PNGS Gargi Fashion Jewellery's PB Ratio distribution charts can be found below:
* The bar in red indicates where PNGS Gargi Fashion Jewellery's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PNGS Gargi Fashion Jewellery (BOM:543709) has a PB Ratio of 4.25 as of Aug. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PNGS Gargi Fashion Jewellery and its competitors. This is 55% below median its historical median of 9.48. Over the past decade, PNGS Gargi Fashion Jewellery's PB Ratio has ranged from 4.25 to 19.30. According to the industry distribution chart, PNGS Gargi Fashion Jewellery ranks #875 out of 1080 companies in the Retail - Cyclical industry, placing it in the top 81%.
Is PNGS Gargi Fashion Jewellery's PB Ratio too high?
PNGS Gargi Fashion Jewellery's current PB Ratio of 4.25 is 55% below median its 10-year median of 9.48. Over the past 10 years, this metric has ranged from a low of 4.25 to a high of 19.30. The Retail - Cyclical industry median PB Ratio is 1.49. PNGS Gargi Fashion Jewellery's value of 4.25 is 185.2% above this industry median. Based on the distribution chart, PNGS Gargi Fashion Jewellery ranks #875 out of 1080 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, PNGS Gargi Fashion Jewellery has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNGS Gargi Fashion Jewellery's PB Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, PNGS Gargi Fashion Jewellery ranks #875 out of 1080 companies for PB Ratio. This places PNGS Gargi Fashion Jewellery in the lower half of its industry. The industry median PB Ratio is 1.49. PNGS Gargi Fashion Jewellery's value of 4.25 is 185.2% above this benchmark. Historically, PNGS Gargi Fashion Jewellery's own PB Ratio has ranged from 4.25 to 19.30 over the past decade. While the company's 10-year median is 9.48 vs. the industry median of 1.49, PNGS Gargi Fashion Jewellery has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.49, based on 1,080 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNGS Gargi Fashion Jewellery's current PB Ratio of 4.25 is 185.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PNGS Gargi Fashion Jewellery and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNGS Gargi Fashion Jewellery's current PB Ratio is 4.25, which is 55% below median its own 10-year median of 9.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNGS Gargi Fashion Jewellery stock overvalued right now?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery (BOM:543709) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,217.83, compared to a current price of ₹575.65 — trading 52.7% below its estimated fair value. The current PB Ratio is 4.25, which is 55% below median its 10-year median of 9.48 and 185.2% above the Retail - Cyclical industry median of 1.49. PNGS Gargi Fashion Jewellery's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PNGS Gargi Fashion Jewellery (BOM:543709), the current PB Ratio is 4.25 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNGS Gargi Fashion Jewellery (BOM:543709) Overvalued in 2026?
Based on GuruFocus' analysis, PNGS Gargi Fashion Jewellery stock appears to be undervalued.
The current stock price of ₹575.65 is trading 52.7% below its estimated GF Value™ of ₹1,217.83.
GuruFocus considers PNGS Gargi Fashion Jewellery to be Significantly Undervalued.
Key valuation signals for BOM:543709:
PB Ratio: 4.25 (55% below median its 10-year median of 9.48)
GF Value™: ₹1,217.83 vs. price of ₹575.65 (52.7% below fair value)
Industry Position: 185.2% above the Retail - Cyclical median (#875 of 1080)
No single metric tells the full story. See the BOM:543709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNGS Gargi Fashion Jewellery Ltd is engaged in the retail business of costume and fashion jewellery under the brand name Gargi. It mainly deals with sterling silver jewellery and brass jewellery, idols and other silverware and related gift items. The company offers various products, such as weddings and festivals, to daily-wear jewellery for all ages, genders and across various price points. Its product line includes earrings, necklaces, pendants, chains, finger rings, bracelets, anklets, nose pins, mangal sutra, pendant sets, bangles in brass or silver for females of all age groups, as well as male accessories such as rings, cufflinks, button sets and others. Its portfolio offers customers a wide variety of traditional, Indo-Western, and modern designs and jewellery.
89GF Score
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