AIFUFRA:4CI0 24 Days Payable is 192.26 as of Dec. 2025, which is 217% above its 10-year median of 60.61. GuruFocus rates FRA:4CI0 with a GF Score™ of 24/100. The stock has 6 warning signs investors should review. Among 53 Insurance companies, AIFU ranks better than 75.47% on this metric.
AIFU's average Accounts Payable for the
six
months ended in Dec. 2025 was €17.85 Mil. AIFU's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €16.94 Mil.
Hence, AIFU's Days Payable for the
six
months ended in Dec. 2025 was 192.26.
The historical rank and industry rank for AIFU's Days Payable or its related term are showing as below:
FRA:4CI0'
s Days Payable Range Over the Past 10 Years
Min: 24.3 Med: 60.61 Max: 174.42
Current: 174.42
During the past 13 years, AIFU's highest Days Payable was 174.42. The lowest was 24.30. And the median was 60.61.
FRA:4CI0's Days Payable is ranked better than 75.47% of 53
companies
in the Insurance industry
Industry Median: 59.72
vs FRA:4CI0: 174.42
AIFU's Days Payable
increased
from Dec. 2024 (162.67) to Dec. 2025 (192.26).
It may suggest that AIFUdelayed paying its suppliers.
AIFU Days Payable Related Terms
AIFU Days Payable Historical Data
* Premium members only.
The historical data trend for AIFU's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:4CI0 vs TWFG, QDMI, SLQT: Days Payable Comparison
For the Insurance Brokers subindustry, AIFU's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIFU Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, AIFU's Days Payable distribution charts can be found below:
* The bar in red indicates where AIFU's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
AIFU's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIFU (FRA:4CI0) has a Days Payable of 192.26 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on AIFU and its competitors. This is 217% above median its historical median of 60.61. Over the past decade, AIFU's Days Payable has ranged from 24.30 to 174.42. According to the industry distribution chart, AIFU ranks #13 out of 53 companies in the Insurance industry, placing it in the top 24.5%.
Is AIFU's Days Payable too high?
AIFU's current Days Payable of 192.26 is 217% above median its 10-year median of 60.61. Over the past 10 years, this metric has ranged from a low of 24.30 to a high of 174.42. The Insurance industry median Days Payable is 59.72. AIFU's value of 192.26 is 221.9% above this industry median. Based on the distribution chart, AIFU ranks #13 out of 53 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AIFU has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's Days Payable compare to TWFG and QDMI?
According to the Insurance industry distribution chart, AIFU ranks #13 out of 53 companies for Days Payable. This places AIFU in the top 25% of its industry — outperforming the majority of peers. The industry median Days Payable is 59.72. AIFU's value of 192.26 is 221.9% above this benchmark. Historically, AIFU's own Days Payable has ranged from 24.30 to 174.42 over the past decade. While the company's 10-year median is 60.61 vs. the industry median of 59.72, AIFU has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 59.72, based on 53 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIFU's current Days Payable of 192.26 is 221.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on AIFU and its competitors. For the Insurance industry, the median Days Payable is 59.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIFU's current Days Payable is 192.26, which is 217% above median its own 10-year median of 60.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (FRA:4CI0) has a current Days Payable of 192.26. The current Days Payable is 192.26, which is 217% above median its 10-year median of 60.61 and 221.9% above the Insurance industry median of 59.72. AIFU's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For AIFU (FRA:4CI0), the current Days Payable is 192.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
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