AIFU (FRA:4CI0) LT-Debt-to-Total-Asset: 0.01 (As of Dec. 2025)


FRA:4CI0 AIFU Inc FRA:4CI0
24 GF Score
Price €51.35
! 6 Warning Signs
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What is AIFU LT-Debt-to-Total-Asset?

AIFU FRA:4CI0 24 LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus rates FRA:4CI0 with a GF Score™ of 24/100. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. AIFU's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.01.

AIFU's long-term debt to total assets ratio increased from Dec. 2024 (0.01) to Dec. 2025 (0.01). It may suggest that AIFU is progressively becoming more dependent on debt to grow their business.

AIFU  (FRA:4CI0) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

AIFU LT-Debt-to-Total-Asset Related Terms

AIFU LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for AIFU's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIFU LT-Debt-to-Total-Asset Chart

AIFU Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.02 0.02 0.01 0.01

AIFU Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.01 0.01
FRA:4CI0
24GF Score
AIFU Inc FRA:4CI0
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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AIFU LT-Debt-to-Total-Asset Calculation

AIFU's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1.875/185.284
=0.01

AIFU's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=1.875/185.284
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
AIFU (FRA:4CI0) has a LT-Debt-to-Total-Asset of 0.01 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AIFU and its competitors.
Is AIFU's LT-Debt-to-Total-Asset too high?
AIFU's current LT-Debt-to-Total-Asset is 0.01. Overall, AIFU has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's LT-Debt-to-Total-Asset compare to TWFG and QDMI?
AIFU's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on AIFU and its competitors. AIFU's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (FRA:4CI0) has a current LT-Debt-to-Total-Asset of 0.01. The current LT-Debt-to-Total-Asset is 0.01. AIFU's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For AIFU (FRA:4CI0), the current LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AIFU Business Description

Other Exchanges AIFU:USA
Address Jinzhong Guobin Hui Qinyuan 2nd Road, Xili Street, Room 1, Building 10, Lihu Community, Shenzhen, CHN, 518055
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
24GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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