AIFU (FRA:4CI0) Shareholder Yield % : 3.87% (As of Dec. 2025) — 91% Below Median


FRA:4CI0 AIFU Inc FRA:4CI0
24 GF Score
Price €51.35
! 6 Warning Signs
View Full Analysis

What is AIFU Shareholder Yield %?

AIFU FRA:4CI0 24 Shareholder Yield % is 3.87% as of Dec. 2025, which is 91% below its 10-year median of 41.35. GuruFocus rates FRA:4CI0 with a GF Score™ of 24/100. The stock has 6 warning signs investors should review. Among 491 Insurance companies, AIFU ranks better than 59.27% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, AIFU's Shareholder Yield % was 3.87%.


AIFU  (FRA:4CI0) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


AIFU Shareholder Yield % Related Terms


AIFU Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for AIFU's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIFU Shareholder Yield % Chart

AIFU Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 29.60

AIFU Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 53.10 29.60

FRA:4CI0 vs TWFG, QDMI, SLQT: Shareholder Yield % Comparison

For the Insurance Brokers subindustry, AIFU's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIFU Shareholder Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, AIFU's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where AIFU's Shareholder Yield % falls into.


FRA:4CI0
24GF Score
AIFU Inc FRA:4CI0
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AIFU Shareholder Yield % Calculation

AIFU's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+-2.88 %+35.55 %
=32.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 3.87% mean?
AIFU (FRA:4CI0) has a Shareholder Yield % of 3.87% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AIFU and its competitors. This is 91% below median its historical median of 41.35. Over the past decade, AIFU's Shareholder Yield % has ranged from 3.87 to 53.10. According to the industry distribution chart, AIFU ranks #200 out of 491 companies in the Insurance industry, placing it in the top 40.7%.
Is AIFU's Shareholder Yield % too high?
AIFU's current Shareholder Yield % of 3.87% is 91% below median its 10-year median of 41.35. Over the past 10 years, this metric has ranged from a low of 3.87 to a high of 53.10. The Insurance industry median Shareholder Yield % is 2.62. AIFU's value of 3.87% is 47.7% above this industry median. Based on the distribution chart, AIFU ranks #200 out of 491 companies in the Insurance industry, which is above the industry midpoint. Overall, AIFU has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AIFU's Shareholder Yield % compare to TWFG and QDMI?
According to the Insurance industry distribution chart, AIFU ranks #200 out of 491 companies for Shareholder Yield %. This puts AIFU in the upper half of its industry. The industry median Shareholder Yield % is 2.62. AIFU's value of 3.87% is 47.7% above this benchmark. Historically, AIFU's own Shareholder Yield % has ranged from 3.87 to 53.10 over the past decade. While the company's 10-year median is 41.35 vs. the industry median of 2.62, AIFU has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.62, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIFU's current Shareholder Yield % of 3.87% is 47.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AIFU and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIFU's current Shareholder Yield % is 3.87%, which is 91% below median its own 10-year median of 41.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIFU stock overvalued right now?
AIFU (FRA:4CI0) has a current Shareholder Yield % of 3.87%. The current Shareholder Yield % is 3.87%, which is 91% below median its 10-year median of 41.35 and 47.7% above the Insurance industry median of 2.62. AIFU's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For AIFU (FRA:4CI0), the current Shareholder Yield % is 3.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AIFU Business Description

Other Exchanges AIFU:USA
Address Jinzhong Guobin Hui Qinyuan 2nd Road, Xili Street, Room 1, Building 10, Lihu Community, Shenzhen, CHN, 518055
AIFU Inc is an independent financial services provider in China. It offers end-to-end business solutions spanning compliance, technology, products, services, capital flow and professional training. It connects customers with insurance protection, retirement planning, health management, asset management, and family governance services. The group operates one segment: the Insurance Agency segment. The Insurance Agency segment consists of providing agency services for distributing life insurance products and non-life insurance products on behalf of insurance companies.
24GF Score

Get the complete analysis for FRA:4CI0

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.35
Price