* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMT United Mobility Technology AG Days Payable Chart
HAM:UMD vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, UMT United Mobility Technology AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMT United Mobility Technology AG Days Payable vs Software Industry
For the Software industry and Technology sector, UMT United Mobility Technology AG's Days Payable distribution charts can be found below:
* The bar in red indicates where UMT United Mobility Technology AG's Days Payable falls into.
UMT United Mobility Technology AG Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMT United Mobility Technology AG (HAM:UMD) has a Days Payable of 9,876.47 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UMT United Mobility Technology AG and its competitors. This is 1740% above median its historical median of 536.80. Over the past decade, UMT United Mobility Technology AG's Days Payable has ranged from 51.97 to 10,076.21. According to the industry distribution chart, UMT United Mobility Technology AG ranks #19 out of 2602 companies in the Software industry, placing it in the top 0.7%.
Is UMT United Mobility Technology AG's Days Payable too high?
UMT United Mobility Technology AG's current Days Payable of 9,876.47 is 1740% above median its 10-year median of 536.80. Over the past 10 years, this metric has ranged from a low of 51.97 to a high of 10,076.21. The Software industry median Days Payable is 53.83. UMT United Mobility Technology AG's value of 9,876.47 is 18249.2% above this industry median. Based on the distribution chart, UMT United Mobility Technology AG ranks #19 out of 2602 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, UMT United Mobility Technology AG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMT United Mobility Technology AG's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, UMT United Mobility Technology AG ranks #19 out of 2602 companies for Days Payable. This places UMT United Mobility Technology AG in the top 1% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.83. UMT United Mobility Technology AG's value of 9,876.47 is 18249.2% above this benchmark. Historically, UMT United Mobility Technology AG's own Days Payable has ranged from 51.97 to 10,076.21 over the past decade. While the company's 10-year median is 536.80 vs. the industry median of 53.83, UMT United Mobility Technology AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMT United Mobility Technology AG's current Days Payable of 9,876.47 is 18249.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on UMT United Mobility Technology AG and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMT United Mobility Technology AG's current Days Payable is 9,876.47, which is 1740% above median its own 10-year median of 536.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMT United Mobility Technology AG stock overvalued right now?
Based on GuruFocus' analysis, UMT United Mobility Technology AG (HAM:UMD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.91, compared to a current price of €1.10 — trading 20.9% above its estimated fair value. The current Days Payable is 9,876.47, which is 1740% above median its 10-year median of 536.80 and 18249.2% above the Software industry median of 53.83. UMT United Mobility Technology AG's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For UMT United Mobility Technology AG (HAM:UMD), the current Days Payable is 9,876.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UMT United Mobility Technology AG (HAM:UMD) Overvalued in 2026?
Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued.
The current stock price of €1.10 is trading 20.9% above its estimated GF Value™ of €0.91.
GuruFocus considers UMT United Mobility Technology AG to be Modestly Overvalued.
Key valuation signals for HAM:UMD:
Days Payable: 9,876.47 (1740% above median its 10-year median of 536.80)
GF Value™: €0.91 vs. price of €1.10 (20.9% above fair value)
Industry Position: 18249.2% above the Software median (#19 of 2602)
No single metric tells the full story. See the HAM:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UMT United Mobility Technology AG Business Description
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
37GF Score
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