UMT United Mobility Technology AG (HAM:UMD) Gross Margin %: 89.63% (As of Dec. 2025) — 35% Above Median


HAM:UMD UMT United Mobility Technology AG HAM:UMD
38 GF Score
Price €1.08
GF Value €0.91
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UMT United Mobility Technology AG Gross Margin %?

UMT United Mobility Technology AG HAM:UMD +2.86% 38 Gross Margin % is 89.63% as of Dec. 2025, which is 35% above its 10-year median of 66.63. GuruFocus rates HAM:UMD with a GF Score™ of 38/100 and a GF Value™ of €0.91 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 2,680 Software companies, UMT United Mobility Technology AG ranks better than 92.35% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. UMT United Mobility Technology AG's Gross Profit for the six months ended in Dec. 2025 was €0.15 Mil. UMT United Mobility Technology AG's Revenue for the six months ended in Dec. 2025 was €0.16 Mil. Therefore, UMT United Mobility Technology AG's Gross Margin % for the quarter that ended in Dec. 2025 was 89.63%.


The historical rank and industry rank for UMT United Mobility Technology AG's Gross Margin % or its related term are showing as below:

HAM:UMD' s Gross Margin % Range Over the Past 10 Years
Min: -750   Med: 66.63   Max: 87.29
Current: 85.2


During the past 13 years, the highest Gross Margin % of UMT United Mobility Technology AG was 87.29%. The lowest was -750.00%. And the median was 66.63%.

HAM:UMD's Gross Margin % is ranked better than
92.35% of 2680 companies
in the Software industry
Industry Median: 40.445 vs HAM:UMD: 85.20

UMT United Mobility Technology AG had a gross margin of 89.63% for the quarter that ended in Dec. 2025 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for UMT United Mobility Technology AG was 0.00% per year.


UMT United Mobility Technology AG  (HAM:UMD) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

UMT United Mobility Technology AG had a gross margin of 89.63% for the quarter that ended in Dec. 2025 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


UMT United Mobility Technology AG Gross Margin % Related Terms


UMT United Mobility Technology AG Gross Margin % Historical Data

* Premium members only.

The historical data trend for UMT United Mobility Technology AG's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMT United Mobility Technology AG Gross Margin % Chart

UMT United Mobility Technology AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 87.29 -750.00 15.74 66.38 85.20

UMT United Mobility Technology AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.65 72.41 60.34 72.88 89.63

HAM:UMD vs MSFT, ORCL, PLTR: Gross Margin % Comparison

For the Software - Infrastructure subindustry, UMT United Mobility Technology AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMT United Mobility Technology AG Gross Margin % vs Software Industry

For the Software industry and Technology sector, UMT United Mobility Technology AG's Gross Margin % distribution charts can be found below:

* The bar in red indicates where UMT United Mobility Technology AG's Gross Margin % falls into.


HAM:UMD
38GF Score
UMT United Mobility Technology AG HAM:UMD
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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UMT United Mobility Technology AG Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

UMT United Mobility Technology AG's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=0.2 / 0.223
=(Revenue - Cost of Goods Sold) / Revenue
=(0.223 - 0.033) / 0.223
=85.20 %

UMT United Mobility Technology AG's Gross Margin for the quarter that ended in Dec. 2025 is calculated as


Gross Margin % (Q: Dec. 2025 )=Gross Profit (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0.1 / 0.164
=(Revenue - Cost of Goods Sold) / Revenue
=(0.164 - 0.017) / 0.164
=89.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 89.63% mean?
UMT United Mobility Technology AG (HAM:UMD) has a Gross Margin % of 89.63% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on UMT United Mobility Technology AG and its competitors. This is 35% above median its historical median of 66.63. According to the industry distribution chart, UMT United Mobility Technology AG ranks #205 out of 2680 companies in the Software industry, placing it in the top 7.6%.
Is UMT United Mobility Technology AG's Gross Margin % too high?
UMT United Mobility Technology AG's current Gross Margin % of 89.63% is 35% above median its 10-year median of 66.63. The Software industry median Gross Margin % is 40.45. UMT United Mobility Technology AG's value of 89.63% is 121.6% above this industry median. Based on the distribution chart, UMT United Mobility Technology AG ranks #205 out of 2680 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, UMT United Mobility Technology AG has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMT United Mobility Technology AG's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, UMT United Mobility Technology AG ranks #205 out of 2680 companies for Gross Margin %. This places UMT United Mobility Technology AG in the top 8% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 40.45. UMT United Mobility Technology AG's value of 89.63% is 121.6% above this benchmark. While the company's 10-year median is 66.63 vs. the industry median of 40.45, UMT United Mobility Technology AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,680 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMT United Mobility Technology AG's current Gross Margin % of 89.63% is 121.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on UMT United Mobility Technology AG and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMT United Mobility Technology AG's current Gross Margin % is 89.63%, which is 35% above median its own 10-year median of 66.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMT United Mobility Technology AG stock overvalued right now?
Based on GuruFocus' analysis, UMT United Mobility Technology AG (HAM:UMD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.91, compared to a current price of €1.08 — trading 18.7% above its estimated fair value. The current Gross Margin % is 89.63%, which is 35% above median its 10-year median of 66.63 and 121.6% above the Software industry median of 40.45. UMT United Mobility Technology AG's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For UMT United Mobility Technology AG (HAM:UMD), the current Gross Margin % is 89.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMT United Mobility Technology AG (HAM:UMD) Overvalued in 2026?

Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued. The current stock price of €1.08 is trading 18.7% above its estimated GF Value™ of €0.91. GuruFocus considers UMT United Mobility Technology AG to be Modestly Overvalued.

Key valuation signals for HAM:UMD:

  • Gross Margin %: 89.63% (35% above median its 10-year median of 66.63)
  • GF Value™: €0.91 vs. price of €1.08 (18.7% above fair value)
  • GF Score™: 38/100 with 2 warning signs
  • Industry Position: 121.6% above the Software median (#205 of 2680)

No single metric tells the full story. See the HAM:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMT United Mobility Technology AG Business Description

Other Exchanges UMD:Germany
Address Brienner Strasse 7, Munich, BY, DEU, 80333
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
38GF Score

Get the complete analysis for HAM:UMD

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.08
Price
€0.91
GF Value