ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. UMT United Mobility Technology AG's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was -17.02%.
As of today (2026-06-30), UMT United Mobility Technology AG's WACC % is -0.78%. UMT United Mobility Technology AG's ROIC % is -10.77% (calculated using TTM income statement data).
UMT United Mobility Technology AG earns returns that do not match up to its cost of capital. It will destroy value as it grows.
UMT United Mobility Technology AG (HAM:UMD) ROIC % Explanation
ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.
There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.
Why is ROIC % important?
Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, UMT United Mobility Technology AG's WACC % is -0.78%. UMT United Mobility Technology AG's ROIC % is -10.77% (calculated using TTM income statement data).
UMT United Mobility Technology AG earns returns that do not match up to its cost of capital. It will destroy value as it grows.
Be Aware
Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
UMT United Mobility Technology AG ROIC % Related Terms
UMT United Mobility Technology AG ROIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, UMT United Mobility Technology AG's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMT United Mobility Technology AG ROIC % vs Software Industry
Note:
The Operating Income data used here is two times the semi-annual (Dec. 2025) data.
The tax rate is limited to between 0% and 100%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMT United Mobility Technology AG (HAM:UMD) has a ROIC % of -17.02% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on UMT United Mobility Technology AG and its competitors.
Is UMT United Mobility Technology AG's ROIC % too high?
UMT United Mobility Technology AG's current ROIC % is -17.02%. Overall, UMT United Mobility Technology AG has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UMT United Mobility Technology AG's ROIC % compare to MSFT and ORCL?
UMT United Mobility Technology AG's ROIC % of -17.02% can be compared against companies in the Software industry. The industry median ROIC % is 3.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for a Software company?
The median ROIC % among Software companies is 3.04, based on 2,826 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on UMT United Mobility Technology AG and its competitors. For the Software industry, the median ROIC % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMT United Mobility Technology AG's current ROIC % is -17.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMT United Mobility Technology AG stock overvalued right now?
Based on GuruFocus' analysis, UMT United Mobility Technology AG (HAM:UMD) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.91, compared to a current price of €1.05 — trading 15.4% above its estimated fair value. The current ROIC % is -17.02%. UMT United Mobility Technology AG's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For UMT United Mobility Technology AG (HAM:UMD), the current ROIC % is -17.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UMT United Mobility Technology AG (HAM:UMD) Overvalued in 2026?
Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued.
The current stock price of €1.05 is trading 15.4% above its estimated GF Value™ of €0.91.
GuruFocus considers UMT United Mobility Technology AG to be Modestly Overvalued.
Key valuation signals for HAM:UMD:
ROIC %: -17.02%
GF Value™: €0.91 vs. price of €1.05 (15.4% above fair value)
No single metric tells the full story. See the HAM:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UMT United Mobility Technology AG Business Description
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
38GF Score
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