UMT United Mobility Technology AG (HAM:UMD) Retained Earnings: €0.67 Mil (As of Dec. 2025)

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HAM:UMD UMT United Mobility Technology AG HAM:UMD
42 GF Score
Price €0.99
GF Value €0.90
Valuation Fairly Valued
! 2 Warning Signs
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What is UMT United Mobility Technology AG Retained Earnings?

UMT United Mobility Technology AG HAM:UMD -1.00% 42 Retained Earnings is €0.67 Mil as of Dec. 2025. GuruFocus rates HAM:UMD with a GF Score™ of 42/100 and a GF Value™ of €0.90 (Fairly Valued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. UMT United Mobility Technology AG's retained earnings for the quarter that ended in Dec. 2025 was €0.67 Mil.

UMT United Mobility Technology AG's quarterly retained earnings declined from Dec. 2024 (€0.67 Mil) to Jun. 2025 (€0.40 Mil) but then increased from Jun. 2025 (€0.40 Mil) to Dec. 2025 (€0.67 Mil).

UMT United Mobility Technology AG's annual retained earnings stayed the same from Dec. 2023 (€0.67 Mil) to Dec. 2024 (€0.67 Mil) and stayed the same from Dec. 2024 (€0.67 Mil) to Dec. 2025 (€0.67 Mil).


UMT United Mobility Technology AG  (HAM:UMD) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


UMT United Mobility Technology AG Retained Earnings Historical Data

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The historical data trend for UMT United Mobility Technology AG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMT United Mobility Technology AG Retained Earnings Chart

UMT United Mobility Technology AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.68 0.67 0.67 0.67

UMT United Mobility Technology AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 1.23 0.67 0.40 0.67
HAM:UMD
42GF Score
UMT United Mobility Technology AG HAM:UMD
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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UMT United Mobility Technology AG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €0.67 Mil mean?
UMT United Mobility Technology AG (HAM:UMD) has a Retained Earnings of €0.67 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on UMT United Mobility Technology AG and its competitors.
Is UMT United Mobility Technology AG's Retained Earnings too high?
UMT United Mobility Technology AG's current Retained Earnings is €0.67 Mil. Overall, UMT United Mobility Technology AG has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UMT United Mobility Technology AG's Retained Earnings compare to MSFT and ORCL?
UMT United Mobility Technology AG's Retained Earnings of €0.67 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on UMT United Mobility Technology AG and its competitors. UMT United Mobility Technology AG's current Retained Earnings is €0.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMT United Mobility Technology AG stock overvalued right now?
Based on GuruFocus' analysis, UMT United Mobility Technology AG (HAM:UMD) is currently considered Fairly Valued. The stock's GF Value™ is €0.90, compared to a current price of €0.99 — trading 10% above its estimated fair value. The current Retained Earnings is €0.67 Mil. UMT United Mobility Technology AG's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For UMT United Mobility Technology AG (HAM:UMD), the current Retained Earnings is €0.67 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UMT United Mobility Technology AG (HAM:UMD) Overvalued in 2026?

Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued. The current stock price of €0.99 is trading 10% above its estimated GF Value™ of €0.90. GuruFocus considers UMT United Mobility Technology AG to be Fairly Valued.

Key valuation signals for HAM:UMD:

  • Retained Earnings: €0.67 Mil
  • GF Value™: €0.90 vs. price of €0.99 (10% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the HAM:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMT United Mobility Technology AG Business Description

Other Exchanges UMD:Germany
Address Brienner Strasse 7, Munich, BY, DEU, 80333
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
42GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.99
Price
€0.90
GF Value