UMT United Mobility Technology AG (HAM:UMD) Moat Score: 0/10 (As of Jul. 09, 2026)


HAM:UMD UMT United Mobility Technology AG HAM:UMD
38 GF Score
Price €1.17
GF Value €0.90
Valuation Modestly Overvalued
! 2 Warning Signs
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What is UMT United Mobility Technology AG Moat Score?

UMT United Mobility Technology AG has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

UMT United Mobility Technology AG has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes UMT United Mobility Technology AG might have No Moat - No discernible moat.

UMT United Mobility Technology AG  (HAM:UMD) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

UMT United Mobility Technology AG Moat Score Related Terms

HAM:UMD
38GF Score
UMT United Mobility Technology AG HAM:UMD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UMT United Mobility Technology AG (HAM:UMD) Overvalued in 2026?

Based on GuruFocus' analysis, UMT United Mobility Technology AG stock appears to be overvalued. The current stock price of €1.17 is trading 30% above its estimated GF Value™ of €0.90. GuruFocus considers UMT United Mobility Technology AG to be Modestly Overvalued.

Key valuation signals for HAM:UMD:

  • Moat Score: 0
  • GF Value™: €0.90 vs. price of €1.17 (30% above fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the HAM:UMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UMT United Mobility Technology AG Business Description

Other Exchanges UMD:Germany
Address Brienner Strasse 7, Munich, BY, DEU, 80333
UMT United Mobility Technology AG offers service and solutions for mobile and electronic payment systems and in the field of data analytics. It focuses on industries and companies that are future-oriented and crisis-resistant, as well as have a low degree of digitization in the B2B and B2C sectors. It serves Hotel, infrastructure, automotive, passenger transport, mobile phone service providers and other industries. The company offers solutions especially for large-scale customers such as PAYBACK app. Geographically all the activities are functioned through the region of Germany.
38GF Score

Get the complete analysis for HAM:UMD

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.17
Price
€0.90
GF Value