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Green DotLTS:0J0N +0.60%66 Days Payable is 16.08 as of Jun. 2026, which is 53% below its 10-year median of 33.86. GuruFocus rates LTS:0J0N with a GF Score™ of 66/100 and a GF Value™ of $13.42 (Fairly Valued). The stock has 7 warning signs investors should review. Among 300 Credit Services companies, Green Dot ranks worse than 57.67% on this metric.
Green Dot's average Accounts Payable for the
three
months ended in Jun. 2026 was $80 Mil. Green Dot's Cost of Goods Sold for the
three
months ended in Jun. 2026 was $455 Mil.
Hence, Green Dot's Days Payable for the
three
months ended in Jun. 2026 was 16.08.
The historical rank and industry rank for Green Dot's Days Payable or its related term are showing as below:
LTS:0J0N'
s Days Payable Range Over the Past 10 Years
Min: 21.58 Med: 33.86 Max: 48.44
Current: 21.58
During the past 13 years, Green Dot's highest Days Payable was 48.44. The lowest was 21.58. And the median was 33.86.
LTS:0J0N's Days Payable is ranked worse than 57.67% of 300
companies
in the Credit Services industry
Industry Median: 32.14
vs LTS:0J0N: 21.58
Green Dot's Days Payable
declined
from Jun. 2025 (29.00) to Jun. 2026 (16.08).
It may suggest that Green Dotaccelerated paying its suppliers.
The historical data trend for Green Dot's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0J0N vs PRAA, FINV, WRLD: Days Payable Comparison
For the Credit Services subindustry, Green Dot's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's Days Payable distribution charts can be found below:
* The bar in red indicates where Green Dot's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Green Dot's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (LTS:0J0N) has a Days Payable of 16.08 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Green Dot and its competitors. This is 53% below median its historical median of 33.86. Over the past decade, Green Dot's Days Payable has ranged from 21.58 to 48.44. According to the industry distribution chart, Green Dot ranks #173 out of 300 companies in the Credit Services industry, placing it in the top 57.7%.
Is Green Dot's Days Payable too high?
Green Dot's current Days Payable of 16.08 is 53% below median its 10-year median of 33.86. Over the past 10 years, this metric has ranged from a low of 21.58 to a high of 48.44. The Credit Services industry median Days Payable is 32.14. Green Dot's value of 16.08 is 50% below this industry median. Based on the distribution chart, Green Dot ranks #173 out of 300 companies in the Credit Services industry, which is below the industry midpoint. Overall, Green Dot has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's Days Payable compare to PRAA and FINV?
According to the Credit Services industry distribution chart, Green Dot ranks #173 out of 300 companies for Days Payable. This places Green Dot in the lower half of its industry. The industry median Days Payable is 32.14. Green Dot's value of 16.08 is 50% below this benchmark. Historically, Green Dot's own Days Payable has ranged from 21.58 to 48.44 over the past decade. While the company's 10-year median is 33.86 vs. the industry median of 32.14, Green Dot has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.14, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Green Dot's current Days Payable of 16.08 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Green Dot and its competitors. For the Credit Services industry, the median Days Payable is 32.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current Days Payable is 16.08, which is 53% below median its own 10-year median of 33.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (LTS:0J0N) is currently considered Fairly Valued. The stock's GF Value™ is $13.42, compared to a current price of $13.39 — trading 0.2% below its estimated fair value. The current Days Payable is 16.08, which is 53% below median its 10-year median of 33.86 and 50% below the Credit Services industry median of 32.14. Green Dot's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Green Dot (LTS:0J0N), the current Days Payable is 16.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (LTS:0J0N) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be undervalued.
The current stock price of $13.39 is trading 0.2% below its estimated GF Value™ of $13.42.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for LTS:0J0N:
Days Payable: 16.08 (53% below median its 10-year median of 33.86)
GF Value™: $13.42 vs. price of $13.39 (0.2% below fair value)
Industry Position: 50% below the Credit Services median (#173 of 300)
No single metric tells the full story. See the LTS:0J0N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
66GF Score
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