Green Dot (LTS:0J0N) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0J0N Green Dot Corp LTS:0J0N
68 GF Score
Price $13.24
GF Value $13.10
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Green Dot's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

LTS:0J0N vs OPFI, PRAA, NAVI: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Green Dot's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Green Dot Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Green Dot's Margin of Safety % (DCF Earnings Based) falls into.


LTS:0J0N
68GF Score
Green Dot Corp LTS:0J0N
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Green Dot (LTS:0J0N) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.24 is trading 1.1% above its estimated GF Value™ of $13.10. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for LTS:0J0N:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $13.10 vs. price of $13.24 (1.1% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the LTS:0J0N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Green Dot Business Description

Other Exchanges GDOT:USA
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
68GF Score

Get the complete analysis for LTS:0J0N

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.24
Price
$13.10
GF Value