The Western Union Co (LTS:0LVJ) Days Payable: (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0LVJ The Western Union Co LTS:0LVJ
55 GF Score
Price $6.20
GF Value $11.15
Valuation Possible Value Trap
! 3 Warning Signs
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What is The Western Union Co Days Payable?

The Western Union Co's average Accounts Payable for the three months ended in Jun. 2026 was $0 Mil. The Western Union Co's Cost of Goods Sold for the three months ended in Jun. 2026 was $726 Mil. Hence, The Western Union Co's Days Payable for the three months ended in Jun. 2026 was 0.00.

The historical rank and industry rank for The Western Union Co's Days Payable or its related term are showing as below:

LTS:0LVJ' s Days Payable Range Over the Past 10 Years
Min: 56.94   Med: 66.26   Max: 100.59
Current: 56.94

During the past 13 years, The Western Union Co's highest Days Payable was 100.59. The lowest was 56.94. And the median was 66.26.

LTS:0LVJ's Days Payable is ranked better than
60.53% of 304 companies
in the Credit Services industry
Industry Median: 32.92 vs LTS:0LVJ: 56.94

The Western Union Co's Days Payable stayed the same from Jun. 2025 () to Jun. 2026 (). stayed the same


The Western Union Co Days Payable Historical Data

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The historical data trend for The Western Union Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Western Union Co Days Payable Chart

The Western Union Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
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The Western Union Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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LTS:0LVJ vs AGM.A, ECPG, EZPW: Days Payable Comparison

For the Credit Services subindustry, The Western Union Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Western Union Co Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, The Western Union Co's Days Payable distribution charts can be found below:

* The bar in red indicates where The Western Union Co's Days Payable falls into.


LTS:0LVJ
55GF Score
The Western Union Co LTS:0LVJ
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Western Union Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

The Western Union Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( ( + ) / 1 ) / 2716*365
=0 / 2716*365
=0.00

The Western Union Co's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( ( + ) / 1 ) / 726*365 / 4
=0 / 726*365 / 4
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is The Western Union Co (LTS:0LVJ) Overvalued in 2026?

Based on GuruFocus' analysis, The Western Union Co stock appears to be undervalued. The current stock price of $6.20 is trading 44.4% below its estimated GF Value™ of $11.15. GuruFocus considers The Western Union Co to be Possible Value Trap.

Key valuation signals for LTS:0LVJ:

  • Days Payable:
  • GF Value™: $11.15 vs. price of $6.20 (44.4% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the LTS:0LVJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Western Union Co Business Description

Address 7001 East Belleview Avenue, Denver, CO, USA, 80237
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
55GF Score

Get the complete analysis for LTS:0LVJ

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.20
Price
$11.15
GF Value