Mos Utility (NSE:MOS) Days Payable: 10.12 (As of Mar. 2026) — 52% Below Median


NSE:MOS Mos Utility Ltd NSE:MOS
73 GF Score
Price ₹11.85
GF Value ₹54.86
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Mos Utility Days Payable?

Mos Utility NSE:MOS -4.82% 73 Days Payable is 10.12 as of Mar. 2026, which is 52% below its 10-year median of 21.25. GuruFocus rates NSE:MOS with a GF Score™ of 73/100 and a GF Value™ of ₹54.86 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,604 Software companies, Mos Utility ranks worse than 91.59% on this metric.

Mos Utility's average Accounts Payable for the six months ended in Mar. 2026 was ₹167 Mil. Mos Utility's Cost of Goods Sold for the six months ended in Mar. 2026 was ₹3,010 Mil. Hence, Mos Utility's Days Payable for the six months ended in Mar. 2026 was 10.12.

The historical rank and industry rank for Mos Utility's Days Payable or its related term are showing as below:

NSE:MOS' s Days Payable Range Over the Past 10 Years
Min: 8.43   Med: 21.25   Max: 839.32
Current: 10.05

During the past 7 years, Mos Utility's highest Days Payable was 839.32. The lowest was 8.43. And the median was 21.25.

NSE:MOS's Days Payable is ranked worse than
91.59% of 2604 companies
in the Software industry
Industry Median: 53.955 vs NSE:MOS: 10.05

Mos Utility's Days Payable increased from Mar. 2025 (8.95) to Mar. 2026 (10.12). It may suggest that Mos Utility delayed paying its suppliers.


Mos Utility Days Payable Historical Data

* Premium members only.

The historical data trend for Mos Utility's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mos Utility Days Payable Chart

Mos Utility Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial 321.96 21.25 18.01 8.43 9.66

Mos Utility Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 15.12 7.34 8.95 10.39 10.12

NSE:MOS vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, Mos Utility's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mos Utility Days Payable vs Software Industry

For the Software industry and Technology sector, Mos Utility's Days Payable distribution charts can be found below:

* The bar in red indicates where Mos Utility's Days Payable falls into.


NSE:MOS
73GF Score
Mos Utility Ltd NSE:MOS
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mos Utility Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Mos Utility's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (158.524 + 156.665) / 2 ) / 5956.989*365
=157.5945 / 5956.989*365
=9.66

Mos Utility's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (177.072 + 156.665) / 2 ) / 3009.519*365 / 2
=166.8685 / 3009.519*365 / 2
=10.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 10.12 mean?
Mos Utility (NSE:MOS) has a Days Payable of 10.12 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mos Utility and its competitors. This is 52% below median its historical median of 21.25. Over the past decade, Mos Utility's Days Payable has ranged from 8.43 to 839.32. According to the industry distribution chart, Mos Utility ranks #2385 out of 2604 companies in the Software industry, placing it in the top 91.6%.
Is Mos Utility's Days Payable too high?
Mos Utility's current Days Payable of 10.12 is 52% below median its 10-year median of 21.25. Over the past 10 years, this metric has ranged from a low of 8.43 to a high of 839.32. The Software industry median Days Payable is 53.96. Mos Utility's value of 10.12 is 81.2% below this industry median. Based on the distribution chart, Mos Utility ranks #2385 out of 2604 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Mos Utility has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Mos Utility ranks #2385 out of 2604 companies for Days Payable. This places Mos Utility in the lower half of its industry. The industry median Days Payable is 53.96. Mos Utility's value of 10.12 is 81.2% below this benchmark. Historically, Mos Utility's own Days Payable has ranged from 8.43 to 839.32 over the past decade. While the company's 10-year median is 21.25 vs. the industry median of 53.96, Mos Utility has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mos Utility's current Days Payable of 10.12 is 81.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mos Utility and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mos Utility's current Days Payable is 10.12, which is 52% below median its own 10-year median of 21.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹54.86, compared to a current price of ₹11.85 — trading 78.4% below its estimated fair value. The current Days Payable is 10.12, which is 52% below median its 10-year median of 21.25 and 81.2% below the Software industry median of 53.96. Mos Utility's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current Days Payable is 10.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mos Utility (NSE:MOS) Overvalued in 2026?

Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued. The current stock price of ₹11.85 is trading 78.4% below its estimated GF Value™ of ₹54.86. GuruFocus considers Mos Utility to be Significantly Undervalued.

Key valuation signals for NSE:MOS:

  • Days Payable: 10.12 (52% below median its 10-year median of 21.25)
  • GF Value™: ₹54.86 vs. price of ₹11.85 (78.4% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 81.2% below the Software median (#2385 of 2604)

No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mos Utility Business Description

Address Goregaon-Mulund Link Road, 12th Floor, Atul First Avenue Building, Above Kia Motors Showroom, Malad West, Mumbai, MH, IND, 400064
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
73GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.85
Price
₹54.86
GF Value