Mos UtilityNSE:MOS +4.79%82 ROA % is 8.51% as of Mar. 2026, which is 13% below its 10-year median of 9.74. GuruFocus rates NSE:MOS with a GF Score™ of 82/100 and a GF Value™ of ₹55.32 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,886 Software companies, Mos Utility ranks better than 81.08% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Mos Utility's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹175 Mil.
Mos Utility's average Total Assets over the quarter that ended in Mar. 2026 was ₹2,053 Mil. Therefore, Mos Utility's annualized ROA % for the quarter that ended in Mar. 2026 was 8.51%.
The historical rank and industry rank for Mos Utility's ROA % or its related term are showing as below:
NSE:MOS'
s ROA % Range Over the Past 10 Years
Min: 3.41 Med: 9.74 Max: 14.22
Current: 9.62
During the past 7 years, Mos Utility's highest ROA % was 14.22%. The lowest was 3.41%. And the median was 9.74%.
NSE:MOS's ROA % is ranked better than 81.08% of 2886
companies
in the Software industry
Industry Median: 1.675
vs NSE:MOS: 9.62
Mos Utility (NSE:MOS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Mos Utility ROA % Related Terms
Mos Utility ROA % Historical Data
* Premium members only.
The historical data trend for Mos Utility's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Mos Utility's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mos Utility ROA % vs Software Industry
For the Software industry and Technology sector, Mos Utility's ROA % distribution charts can be found below:
* The bar in red indicates where Mos Utility's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Mos Utility (NSE:MOS) has a ROA % of 8.51% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Mos Utility and its competitors. This is 13% below median its historical median of 9.74. Over the past decade, Mos Utility's ROA % has ranged from 3.41 to 14.22. According to the industry distribution chart, Mos Utility ranks #546 out of 2886 companies in the Software industry, placing it in the top 18.9%.
Is Mos Utility's ROA % too high?
Mos Utility's current ROA % of 8.51% is 13% below median its 10-year median of 9.74. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 14.22. The Software industry median ROA % is 1.68. Mos Utility's value of 8.51% is 408.1% above this industry median. Based on the distribution chart, Mos Utility ranks #546 out of 2886 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Mos Utility has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Mos Utility ranks #546 out of 2886 companies for ROA %. This places Mos Utility in the top 19% of its industry — outperforming the majority of peers. The industry median ROA % is 1.68. Mos Utility's value of 8.51% is 408.1% above this benchmark. Historically, Mos Utility's own ROA % has ranged from 3.41 to 14.22 over the past decade. While the company's 10-year median is 9.74 vs. the industry median of 1.68, Mos Utility has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,886 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mos Utility's current ROA % of 8.51% is 408.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Mos Utility and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mos Utility's current ROA % is 8.51%, which is 13% below median its own 10-year median of 9.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹55.32, compared to a current price of ₹15.30 — trading 72.3% below its estimated fair value. The current ROA % is 8.51%, which is 13% below median its 10-year median of 9.74 and 408.1% above the Software industry median of 1.68. Mos Utility's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current ROA % is 8.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mos Utility (NSE:MOS) Overvalued in 2026?
Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued.
The current stock price of ₹15.30 is trading 72.3% below its estimated GF Value™ of ₹55.32.
GuruFocus considers Mos Utility to be Significantly Undervalued.
Key valuation signals for NSE:MOS:
ROA %: 8.51% (13% below median its 10-year median of 9.74)
GF Value™: ₹55.32 vs. price of ₹15.30 (72.3% below fair value)
Industry Position: 408.1% above the Software median (#546 of 2886)
No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
82GF Score
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