Mos Utility (NSE:MOS) Debt-to-Asset : 0.33 (As of Mar. 2026)

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NSE:MOS Mos Utility Ltd NSE:MOS
72 GF Score
Price ₹10.40
GF Value ₹56.64
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Mos Utility Debt-to-Asset?

Mos Utility NSE:MOS -4.59% 72 Debt-to-Asset is 0.33 as of Mar. 2026. GuruFocus rates NSE:MOS with a GF Score™ of 72/100 and a GF Value™ of ₹56.64 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Mos Utility's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹697 Mil. Mos Utility's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₹18 Mil. Mos Utility's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₹2,189 Mil. Mos Utility's debt to asset for the quarter that ended in Mar. 2026 was 0.33.

Mos Utility  (NSE:MOS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Mos Utility Debt-to-Asset Related Terms

Mos Utility Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Mos Utility's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mos Utility Debt-to-Asset Chart

Mos Utility Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Asset
Get a 7-Day Free Trial 0.37 0.15 0.04 0.13 0.33

Mos Utility Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.13 0.26 0.33

NSE:MOS vs MSFT, ORCL, PLTR: Debt-to-Asset Comparison

For the Software - Infrastructure subindustry, Mos Utility's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mos Utility Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, Mos Utility's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Mos Utility's Debt-to-Asset falls into.


NSE:MOS
72GF Score
Mos Utility Ltd NSE:MOS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mos Utility Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Mos Utility's Debt-to-Asset for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(696.716 + 18.174) / 2189.025
=0.33

Mos Utility's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(696.716 + 18.174) / 2189.025
=0.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.33 mean?
Mos Utility (NSE:MOS) has a Debt-to-Asset of 0.33 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mos Utility and its competitors.
Is Mos Utility's Debt-to-Asset too high?
Mos Utility's current Debt-to-Asset is 0.33. Overall, Mos Utility has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's Debt-to-Asset compare to MSFT and ORCL?
Mos Utility's Debt-to-Asset of 0.33 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mos Utility and its competitors. Mos Utility's current Debt-to-Asset is 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹56.64, compared to a current price of ₹10.40 — trading 81.6% below its estimated fair value. The current Debt-to-Asset is 0.33. Mos Utility's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current Debt-to-Asset is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mos Utility (NSE:MOS) Overvalued in 2026?

Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued. The current stock price of ₹10.40 is trading 81.6% below its estimated GF Value™ of ₹56.64. GuruFocus considers Mos Utility to be Significantly Undervalued.

Key valuation signals for NSE:MOS:

  • Debt-to-Asset: 0.33
  • GF Value™: ₹56.64 vs. price of ₹10.40 (81.6% below fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mos Utility Business Description

Address Goregaon-Mulund Link Road, 12th Floor, Atul First Avenue Building, Above Kia Motors Showroom, Malad West, Mumbai, MH, IND, 400064
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
72GF Score

Get the complete analysis for NSE:MOS

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹10.40
Price
₹56.64
GF Value