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Mos UtilityNSE:MOS -3.96%79 Return-on-Tangible-Asset is 9.57% as of Mar. 2026, which is 14% below its 10-year median of 11.15. GuruFocus rates NSE:MOS with a GF Score™ of 79/100 and a GF Value™ of ₹55.41 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,885 Software companies, Mos Utility ranks better than 78.79% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Mos Utility's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹175 Mil. Mos Utility's average total tangible assets for the quarter that ended in Mar. 2026 was ₹1,825 Mil. Therefore, Mos Utility's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 9.57%.
The historical rank and industry rank for Mos Utility's Return-on-Tangible-Asset or its related term are showing as below:
NSE:MOS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 4.04 Med: 11.15 Max: 16.26
Current: 10.9
During the past 7 years, Mos Utility's highest Return-on-Tangible-Asset was 16.26%. The lowest was 4.04%. And the median was 11.15%.
NSE:MOS's Return-on-Tangible-Asset is ranked better than 78.79% of 2885
companies
in the Software industry
Industry Median: 2.04
vs NSE:MOS: 10.90
Mos Utility (NSE:MOS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mos Utility Return-on-Tangible-Asset Related Terms
Mos Utility Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Mos Utility's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MOS vs MSFT, ORCL, PLTR: Return-on-Tangible-Asset Comparison
For the Software - Infrastructure subindustry, Mos Utility's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mos Utility Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Mos Utility's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mos Utility's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 9.57% mean?
Mos Utility (NSE:MOS) has a Return-on-Tangible-Asset of 9.57% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mos Utility and its competitors. This is 14% below median its historical median of 11.15. Over the past decade, Mos Utility's Return-on-Tangible-Asset has ranged from 4.04 to 16.26. According to the industry distribution chart, Mos Utility ranks #612 out of 2885 companies in the Software industry, placing it in the top 21.2%.
Is Mos Utility's Return-on-Tangible-Asset too high?
Mos Utility's current Return-on-Tangible-Asset of 9.57% is 14% below median its 10-year median of 11.15. Over the past 10 years, this metric has ranged from a low of 4.04 to a high of 16.26. The Software industry median Return-on-Tangible-Asset is 2.04. Mos Utility's value of 9.57% is 369.1% above this industry median. Based on the distribution chart, Mos Utility ranks #612 out of 2885 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Mos Utility has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's Return-on-Tangible-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Mos Utility ranks #612 out of 2885 companies for Return-on-Tangible-Asset. This places Mos Utility in the top 21% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.04. Mos Utility's value of 9.57% is 369.1% above this benchmark. Historically, Mos Utility's own Return-on-Tangible-Asset has ranged from 4.04 to 16.26 over the past decade. While the company's 10-year median is 11.15 vs. the industry median of 2.04, Mos Utility has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.04, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mos Utility's current Return-on-Tangible-Asset of 9.57% is 369.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mos Utility and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mos Utility's current Return-on-Tangible-Asset is 9.57%, which is 14% below median its own 10-year median of 11.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹55.41, compared to a current price of ₹14.55 — trading 73.7% below its estimated fair value. The current Return-on-Tangible-Asset is 9.57%, which is 14% below median its 10-year median of 11.15 and 369.1% above the Software industry median of 2.04. Mos Utility's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current Return-on-Tangible-Asset is 9.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mos Utility (NSE:MOS) Overvalued in 2026?
Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued.
The current stock price of ₹14.55 is trading 73.7% below its estimated GF Value™ of ₹55.41.
GuruFocus considers Mos Utility to be Significantly Undervalued.
Key valuation signals for NSE:MOS:
Return-on-Tangible-Asset: 9.57% (14% below median its 10-year median of 11.15)
GF Value™: ₹55.41 vs. price of ₹14.55 (73.7% below fair value)
Industry Position: 369.1% above the Software median (#612 of 2885)
No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
79GF Score
Get the complete analysis for NSE:MOS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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