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Mos UtilityNSE:MOS -1.66%74 Debt-to-Equity is 0.66 as of Mar. 2026, which is at its 10-year median of 0.66. GuruFocus rates NSE:MOS with a GF Score™ of 74/100 and a GF Value™ of ₹55.75 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,247 Software companies, Mos Utility ranks worse than 76.19% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Mos Utility's Debt-to-Equity or its related term are showing as below:
NSE:MOS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.66 Max: 1.53
Current: 0.66
During the past 7 years, the highest Debt-to-Equity Ratio of Mos Utility was 1.53. The lowest was 0.06. And the median was 0.66.
NSE:MOS's Debt-to-Equity is ranked worse than 76.19% of 2247
companies
in the Software industry
Industry Median: 0.19
vs NSE:MOS: 0.66
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Mos Utility Debt-to-Equity Related Terms
Mos Utility Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Mos Utility's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MOS vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Mos Utility's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mos Utility Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Mos Utility's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Mos Utility's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mos Utility (NSE:MOS) has a Debt-to-Equity of 0.66 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mos Utility and its competitors. This is near median its historical median of 0.66. Over the past decade, Mos Utility's Debt-to-Equity has ranged from 0.06 to 1.53. According to the industry distribution chart, Mos Utility ranks #1712 out of 2247 companies in the Software industry, placing it in the top 76.2%.
Is Mos Utility's Debt-to-Equity too high?
Mos Utility's current Debt-to-Equity of 0.66 is near median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.53. The Software industry median Debt-to-Equity is 0.19. Mos Utility's value of 0.66 is 247.4% above this industry median. Based on the distribution chart, Mos Utility ranks #1712 out of 2247 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Mos Utility has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mos Utility's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Mos Utility ranks #1712 out of 2247 companies for Debt-to-Equity. This places Mos Utility in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Mos Utility's value of 0.66 is 247.4% above this benchmark. Historically, Mos Utility's own Debt-to-Equity has ranged from 0.06 to 1.53 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.19, Mos Utility has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mos Utility's current Debt-to-Equity of 0.66 is 247.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mos Utility and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mos Utility's current Debt-to-Equity is 0.66, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mos Utility stock overvalued right now?
Based on GuruFocus' analysis, Mos Utility (NSE:MOS) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹55.75, compared to a current price of ₹11.85 — trading 78.7% below its estimated fair value. The current Debt-to-Equity is 0.66, which is near median its 10-year median of 0.66 and 247.4% above the Software industry median of 0.19. Mos Utility's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Mos Utility (NSE:MOS), the current Debt-to-Equity is 0.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mos Utility (NSE:MOS) Overvalued in 2026?
Based on GuruFocus' analysis, Mos Utility stock appears to be undervalued.
The current stock price of ₹11.85 is trading 78.7% below its estimated GF Value™ of ₹55.75.
GuruFocus considers Mos Utility to be Significantly Undervalued.
Key valuation signals for NSE:MOS:
Debt-to-Equity: 0.66 (near median its 10-year median of 0.66)
GF Value™: ₹55.75 vs. price of ₹11.85 (78.7% below fair value)
Industry Position: 247.4% above the Software median (#1712 of 2247)
No single metric tells the full story. See the NSE:MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mos Utility Ltd provides digital products and services in the B2C, B2B, and financial technology fields through an integrated business model. The company provides business opportunities for E-commerce, Banking, financial, travel & utility services. The company recognises revenue from the sale of Adhar Enabled Payment System and Micro ATM devices.
74GF Score
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