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Religare EnterprisesNSE:RELIGARE -2.71%67 Days Payable is 223.58 as of Mar. 2026, which is 28% above its 10-year median of 174.18. GuruFocus rates NSE:RELIGARE with a GF Score™ of 67/100 and a GF Value™ of ₹439.66 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 56 Insurance companies, Religare Enterprises ranks better than 80.36% on this metric.
The historical rank and industry rank for Religare Enterprises's Days Payable or its related term are showing as below:
NSE:RELIGARE'
s Days Payable Range Over the Past 10 Years
Min: 126.01 Med: 174.18 Max: 281.2
Current: 281.2
During the past 13 years, Religare Enterprises's highest Days Payable was 281.20. The lowest was 126.01. And the median was 174.18.
NSE:RELIGARE's Days Payable is ranked better than 80.36% of 56
companies
in the Insurance industry
Industry Median: 58.52
vs NSE:RELIGARE: 281.20
Religare Enterprises's Days Payable
increased
from Mar. 2025 (196.27) to Mar. 2026 (223.58).
It may suggest that Religare Enterprisesdelayed paying its suppliers.
Religare Enterprises Days Payable Related Terms
Religare Enterprises Days Payable Historical Data
* Premium members only.
The historical data trend for Religare Enterprises's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RELIGARE vs AFL, MET, PRU: Days Payable Comparison
For the Insurance - Life subindustry, Religare Enterprises's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Religare Enterprises Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Religare Enterprises's Days Payable distribution charts can be found below:
* The bar in red indicates where Religare Enterprises's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Religare Enterprises's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Religare Enterprises (NSE:RELIGARE) has a Days Payable of 223.58 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Religare Enterprises and its competitors. This is 28% above median its historical median of 174.18. Over the past decade, Religare Enterprises' Days Payable has ranged from 126.01 to 281.20. According to the industry distribution chart, Religare Enterprises ranks #11 out of 56 companies in the Insurance industry, placing it in the top 19.6%.
Is Religare Enterprises' Days Payable too high?
Religare Enterprises' current Days Payable of 223.58 is 28% above median its 10-year median of 174.18. Over the past 10 years, this metric has ranged from a low of 126.01 to a high of 281.20. The Insurance industry median Days Payable is 58.52. Religare Enterprises' value of 223.58 is 282.1% above this industry median. Based on the distribution chart, Religare Enterprises ranks #11 out of 56 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Religare Enterprises has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Religare Enterprises' Days Payable compare to AFL and MET?
According to the Insurance industry distribution chart, Religare Enterprises ranks #11 out of 56 companies for Days Payable. This places Religare Enterprises in the top 20% of its industry — outperforming the majority of peers. The industry median Days Payable is 58.52. Religare Enterprises' value of 223.58 is 282.1% above this benchmark. Historically, Religare Enterprises' own Days Payable has ranged from 126.01 to 281.20 over the past decade. While the company's 10-year median is 174.18 vs. the industry median of 58.52, Religare Enterprises has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 58.52, based on 56 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Religare Enterprises's current Days Payable of 223.58 is 282.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Religare Enterprises and its competitors. For the Insurance industry, the median Days Payable is 58.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Religare Enterprises's current Days Payable is 223.58, which is 28% above median its own 10-year median of 174.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Religare Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Religare Enterprises (NSE:RELIGARE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹439.66, compared to a current price of ₹256.30 — trading 41.7% below its estimated fair value. The current Days Payable is 223.58, which is 28% above median its 10-year median of 174.18 and 282.1% above the Insurance industry median of 58.52. Religare Enterprises' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Religare Enterprises (NSE:RELIGARE), the current Days Payable is 223.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Religare Enterprises (NSE:RELIGARE) Overvalued in 2026?
Based on GuruFocus' analysis, Religare Enterprises stock appears to be undervalued.
The current stock price of ₹256.30 is trading 41.7% below its estimated GF Value™ of ₹439.66.
GuruFocus considers Religare Enterprises to be Possible Value Trap.
Key valuation signals for NSE:RELIGARE:
Days Payable: 223.58 (28% above median its 10-year median of 174.18)
GF Value™: ₹439.66 vs. price of ₹256.30 (41.7% below fair value)
Industry Position: 282.1% above the Insurance median (#11 of 56)
No single metric tells the full story. See the NSE:RELIGARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Religare Enterprises Ltd is an India-based company that is principally engaged in providing diversified financial services, including loans to small and midsize enterprises, affordable housing finance, health insurance, capital markets, and wealth management. The company operates via various subsidiaries and operating entities such as Insurance (Health and Travel - Care Health Insurance Limited), Retail Broking (Religare Broking Limited), SME Finance (NBFC) Religare Finvest Limited, Housing Finance (Affordable) [Religare Housing Development Finance Corporation Limited]. It generates around two-thirds of total revenue from investment and financing activity. The company concentrates its business in India and generates the majority of revenue from the domestic market.
67GF Score
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