The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Religare Enterprises's current ratio for the quarter that ended in Mar. 2026 was 1.04.
Religare Enterprises has a current ratio of 1.04. It generally indicates good short-term financial strength.
The historical rank and industry rank for Religare Enterprises's Current Ratio or its related term are showing as below:
NSE:RELIGARE'
s Current Ratio Range Over the Past 10 Years
Min: 0.35 Med: 1.09 Max: 2.93
Current: 1.04
During the past 13 years, Religare Enterprises's highest Current Ratio was 2.93. The lowest was 0.35. And the median was 1.09.
NSE:RELIGARE's Current Ratio is ranked worse than 82.35% of 68
companies
in the Insurance industry
Industry Median: 1.675
vs NSE:RELIGARE: 1.04
Religare Enterprises (NSE:RELIGARE) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Religare Enterprises Current Ratio Related Terms
Religare Enterprises Current Ratio Historical Data
* Premium members only.
The historical data trend for Religare Enterprises's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RELIGARE vs AFL, MET, PRU: Current Ratio Comparison
For the Insurance - Life subindustry, Religare Enterprises's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Religare Enterprises Current Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Religare Enterprises's Current Ratio distribution charts can be found below:
* The bar in red indicates where Religare Enterprises's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Religare Enterprises (NSE:RELIGARE) has a Current Ratio of 1.04 as of Mar. 2026. This is near median its historical median of 1.09. Over the past decade, Religare Enterprises' Current Ratio has ranged from 0.35 to 2.93. According to the industry distribution chart, Religare Enterprises ranks #56 out of 68 companies in the Insurance industry, placing it in the top 82.4%.
Is Religare Enterprises' Current Ratio too high?
Religare Enterprises' current Current Ratio of 1.04 is near median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 2.93. The Insurance industry median Current Ratio is 1.68. Religare Enterprises' value of 1.04 is 37.9% below this industry median. Based on the distribution chart, Religare Enterprises ranks #56 out of 68 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Religare Enterprises has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Religare Enterprises' Current Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Religare Enterprises ranks #56 out of 68 companies for Current Ratio. This places Religare Enterprises in the lower half of its industry. The industry median Current Ratio is 1.68. Religare Enterprises' value of 1.04 is 37.9% below this benchmark. Historically, Religare Enterprises' own Current Ratio has ranged from 0.35 to 2.93 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.68, Religare Enterprises has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 68 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Religare Enterprises's current Current Ratio of 1.04 is 37.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Religare Enterprises's current Current Ratio is 1.04, which is near median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Religare Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Religare Enterprises (NSE:RELIGARE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹438.07, compared to a current price of ₹270.45 — trading 38.3% below its estimated fair value. The current Current Ratio is 1.04, which is near median its 10-year median of 1.09 and 37.9% below the Insurance industry median of 1.68. Religare Enterprises' overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Religare Enterprises (NSE:RELIGARE), the current Current Ratio is 1.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Religare Enterprises (NSE:RELIGARE) Overvalued in 2026?
Based on GuruFocus' analysis, Religare Enterprises stock appears to be undervalued.
The current stock price of ₹270.45 is trading 38.3% below its estimated GF Value™ of ₹438.07.
GuruFocus considers Religare Enterprises to be Possible Value Trap.
Key valuation signals for NSE:RELIGARE:
Current Ratio: 1.04 (near median its 10-year median of 1.09)
GF Value™: ₹438.07 vs. price of ₹270.45 (38.3% below fair value)
Industry Position: 37.9% below the Insurance median (#56 of 68)
No single metric tells the full story. See the NSE:RELIGARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Religare Enterprises Ltd is an India-based company that is principally engaged in providing diversified financial services, including loans to small and midsize enterprises, affordable housing finance, health insurance, capital markets, and wealth management. The company operates via various subsidiaries and operating entities such as Insurance (Health and Travel - Care Health Insurance Limited), Retail Broking (Religare Broking Limited), SME Finance (NBFC) Religare Finvest Limited, Housing Finance (Affordable) [Religare Housing Development Finance Corporation Limited]. It generates around two-thirds of total revenue from investment and financing activity. The company concentrates its business in India and generates the majority of revenue from the domestic market.
72GF Score
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