Religare Enterprises (NSE:RELIGARE) Moat Score: 0/10 (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:RELIGARE Religare Enterprises Ltd NSE:RELIGARE
76 GF Score
Price ₹261.70
GF Value ₹440.57
Valuation Possible Value Trap
! 5 Warning Signs
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What is Religare Enterprises Moat Score?

Religare Enterprises has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Religare Enterprises has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Religare Enterprises might have No Moat - No discernible moat.

Religare Enterprises  (NSE:RELIGARE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Religare Enterprises Moat Score Related Terms

NSE:RELIGARE
76GF Score
Religare Enterprises Ltd NSE:RELIGARE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Religare Enterprises (NSE:RELIGARE) Overvalued in 2026?

Based on GuruFocus' analysis, Religare Enterprises stock appears to be undervalued. The current stock price of ₹261.70 is trading 40.6% below its estimated GF Value™ of ₹440.57. GuruFocus considers Religare Enterprises to be Possible Value Trap.

Key valuation signals for NSE:RELIGARE:

  • Moat Score: 0
  • GF Value™: ₹440.57 vs. price of ₹261.70 (40.6% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the NSE:RELIGARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Religare Enterprises Business Description

Other Exchanges 532915:India
Address Plot No. A. 3, 4, 5, Club 125, Tower B, Sector - 125, Noida, UP, IND, 201301
Religare Enterprises Ltd is an India-based company that is principally engaged in providing diversified financial services, including loans to small and midsize enterprises, affordable housing finance, health insurance, capital markets, and wealth management. The company operates via various subsidiaries and operating entities such as Insurance (Health and Travel - Care Health Insurance Limited), Retail Broking (Religare Broking Limited), SME Finance (NBFC) Religare Finvest Limited, Housing Finance (Affordable) [Religare Housing Development Finance Corporation Limited]. It generates around two-thirds of total revenue from investment and financing activity. The company concentrates its business in India and generates the majority of revenue from the domestic market.
76GF Score

Get the complete analysis for NSE:RELIGARE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹261.70
Price
₹440.57
GF Value