The historical rank and industry rank for Religare Enterprises's Net Margin % or its related term are showing as below:
NSE:RELIGARE'
s Net Margin % Range Over the Past 10 Years
Min: -92.16 Med: -19.37 Max: 27.8
Current: 1.06
NSE:RELIGARE's Net Margin % is ranked worse than 87.15% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs NSE:RELIGARE: 1.06
Religare Enterprises (NSE:RELIGARE) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Religare Enterprises Net Margin % Related Terms
Religare Enterprises Net Margin % Historical Data
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The historical data trend for Religare Enterprises's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RELIGARE vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Religare Enterprises's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Religare Enterprises Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Religare Enterprises's Net Margin % distribution charts can be found below:
* The bar in red indicates where Religare Enterprises's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Religare Enterprises (NSE:RELIGARE) has a Net Margin % of 3.34% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Religare Enterprises and its competitors. According to the industry distribution chart, Religare Enterprises ranks #441 out of 506 companies in the Insurance industry, placing it in the top 87.2%.
Is Religare Enterprises' Net Margin % too high?
Religare Enterprises' current Net Margin % is 3.34%. The Insurance industry median Net Margin % is 9.28. Religare Enterprises' value of 3.34% is 64% below this industry median. Based on the distribution chart, Religare Enterprises ranks #441 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Religare Enterprises has a GF Score™ of 75/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Religare Enterprises' Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Religare Enterprises ranks #441 out of 506 companies for Net Margin %. This places Religare Enterprises in the lower half of its industry. The industry median Net Margin % is 9.28. Religare Enterprises' value of 3.34% is 64% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Religare Enterprises's current Net Margin % of 3.34% is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Religare Enterprises and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Religare Enterprises's current Net Margin % is 3.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Religare Enterprises stock overvalued right now?
Based on GuruFocus' analysis, Religare Enterprises (NSE:RELIGARE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹433.95, compared to a current price of ₹270.26 — trading 37.7% below its estimated fair value. The current Net Margin % is 3.34% and 64% below the Insurance industry median of 9.28. Religare Enterprises' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Religare Enterprises (NSE:RELIGARE), the current Net Margin % is 3.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Religare Enterprises (NSE:RELIGARE) Overvalued in 2026?
Based on GuruFocus' analysis, Religare Enterprises stock appears to be undervalued.
The current stock price of ₹270.26 is trading 37.7% below its estimated GF Value™ of ₹433.95.
GuruFocus considers Religare Enterprises to be Possible Value Trap.
Key valuation signals for NSE:RELIGARE:
Net Margin %: 3.34%
GF Value™: ₹433.95 vs. price of ₹270.26 (37.7% below fair value)
Industry Position: 64% below the Insurance median (#441 of 506)
No single metric tells the full story. See the NSE:RELIGARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Religare Enterprises Ltd is an India-based company that is principally engaged in providing diversified financial services, including loans to small and midsize enterprises, affordable housing finance, health insurance, capital markets, and wealth management. The company operates via various subsidiaries and operating entities such as Insurance (Health and Travel - Care Health Insurance Limited), Retail Broking (Religare Broking Limited), SME Finance (NBFC) Religare Finvest Limited, Housing Finance (Affordable) [Religare Housing Development Finance Corporation Limited]. It generates around two-thirds of total revenue from investment and financing activity. The company concentrates its business in India and generates the majority of revenue from the domestic market.
75GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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