Cosco Capital (PHS:COSCO) Days Payable: 44.93 (As of Mar. 2026) — 46% Above Median

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PHS:COSCO Cosco Capital Inc PHS:COSCO
96 GF Score
Price ₱8.50
GF Value ₱6.83
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Cosco Capital Days Payable?

Cosco Capital PHS:COSCO +1.19% 96 Days Payable is 44.93 as of Mar. 2026, which is 46% above its 10-year median of 30.71. GuruFocus rates PHS:COSCO with a GF Score™ of 96/100 and a GF Value™ of ₱6.83 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 304 Retail - Defensive companies, Cosco Capital ranks worse than 58.88% on this metric.

Cosco Capital's average Accounts Payable for the three months ended in Mar. 2026 was ₱24,553 Mil. Cosco Capital's Cost of Goods Sold for the three months ended in Mar. 2026 was ₱49,862 Mil. Hence, Cosco Capital's Days Payable for the three months ended in Mar. 2026 was 44.93.

The historical rank and industry rank for Cosco Capital's Days Payable or its related term are showing as below:

PHS:COSCO' s Days Payable Range Over the Past 10 Years
Min: 24.2   Med: 30.71   Max: 43.65
Current: 35.85

During the past 13 years, Cosco Capital's highest Days Payable was 43.65. The lowest was 24.20. And the median was 30.71.

PHS:COSCO's Days Payable is ranked worse than
58.88% of 304 companies
in the Retail - Defensive industry
Industry Median: 43.755 vs PHS:COSCO: 35.85

Cosco Capital's Days Payable increased from Mar. 2025 (41.91) to Mar. 2026 (44.93). It may suggest that Cosco Capital delayed paying its suppliers.


Cosco Capital Days Payable Historical Data

* Premium members only.

The historical data trend for Cosco Capital's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cosco Capital Days Payable Chart

Cosco Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.26 34.44 39.54 39.72 43.65

Cosco Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.91 32.61 33.98 34.29 44.93

PHS:COSCO vs KR, SFM: Days Payable Comparison

For the Grocery Stores subindustry, Cosco Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cosco Capital Days Payable vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Cosco Capital's Days Payable distribution charts can be found below:

* The bar in red indicates where Cosco Capital's Days Payable falls into.


PHS:COSCO
96GF Score
Cosco Capital Inc PHS:COSCO
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Cosco Capital Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Cosco Capital's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (23076.053 + 27217.523) / 2 ) / 210278.604*365
=25146.788 / 210278.604*365
=43.65

Cosco Capital's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (27217.523 + 21888.435) / 2 ) / 49862.193*365 / 4
=24552.979 / 49862.193*365 / 4
=44.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 44.93 mean?
Cosco Capital (PHS:COSCO) has a Days Payable of 44.93 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cosco Capital and its competitors. This is 46% above median its historical median of 30.71. Over the past decade, Cosco Capital's Days Payable has ranged from 24.20 to 43.65. According to the industry distribution chart, Cosco Capital ranks #179 out of 304 companies in the Retail - Defensive industry, placing it in the top 58.9%.
Is Cosco Capital's Days Payable too high?
Cosco Capital's current Days Payable of 44.93 is 46% above median its 10-year median of 30.71. Over the past 10 years, this metric has ranged from a low of 24.20 to a high of 43.65. The Retail - Defensive industry median Days Payable is 43.76. Cosco Capital's value of 44.93 is 2.7% above this industry median. Based on the distribution chart, Cosco Capital ranks #179 out of 304 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Cosco Capital has a GF Score™ of 96/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cosco Capital's Days Payable compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Cosco Capital ranks #179 out of 304 companies for Days Payable. This places Cosco Capital in the lower half of its industry. The industry median Days Payable is 43.76. Cosco Capital's value of 44.93 is 2.7% above this benchmark. Historically, Cosco Capital's own Days Payable has ranged from 24.20 to 43.65 over the past decade. While the company's 10-year median is 30.71 vs. the industry median of 43.76, Cosco Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Defensive company?
The median Days Payable among Retail - Defensive companies is 43.76, based on 304 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cosco Capital's current Days Payable of 44.93 is 2.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cosco Capital and its competitors. For the Retail - Defensive industry, the median Days Payable is 43.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cosco Capital's current Days Payable is 44.93, which is 46% above median its own 10-year median of 30.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cosco Capital stock overvalued right now?
Based on GuruFocus' analysis, Cosco Capital (PHS:COSCO) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱6.83, compared to a current price of ₱8.50 — trading 24.5% above its estimated fair value. The current Days Payable is 44.93, which is 46% above median its 10-year median of 30.71 and 2.7% above the Retail - Defensive industry median of 43.76. Cosco Capital's overall GF Score™ is 96/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cosco Capital (PHS:COSCO), the current Days Payable is 44.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cosco Capital (PHS:COSCO) Overvalued in 2026?

Based on GuruFocus' analysis, Cosco Capital stock appears to be overvalued. The current stock price of ₱8.50 is trading 24.5% above its estimated GF Value™ of ₱6.83. GuruFocus considers Cosco Capital to be Modestly Overvalued.

Key valuation signals for PHS:COSCO:

  • Days Payable: 44.93 (46% above median its 10-year median of 30.71)
  • GF Value™: ₱6.83 vs. price of ₱8.50 (24.5% above fair value)
  • GF Score™: 96/100 with 7 warning signs
  • Industry Position: 2.7% above the Retail - Defensive median (#179 of 304)

No single metric tells the full story. See the PHS:COSCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cosco Capital Business Description

Address Number 900 D. Romualdez Street, 3rd Floor, New Tabacalera Building, Paco, Manila, PHL, 1007
Cosco Capital Inc primary purpose from an oil and mineral exploration and development corporation into a holding company so that it may pursue other businesses as opportunity comes. The company's segment are: Grocery retail; Specialty retail Includes selling of office supplies both on wholesale and retail business; Liquor distribution Includes selling of purchased goods based on a distributorship channel; Real estate and property leasing Includes real estate activities; and Oil and mining Includes exploration, development and production of oil, gas, metallic and nonmetallic reserves . It derives maximum revenue from Grocery Retail segment which includes selling of purchased goods to a retail market.
96GF Score

Get the complete analysis for PHS:COSCO

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱8.50
Price
₱6.83
GF Value