Cosco CapitalPHS:COSCO -0.38%96 Interest Coverage is 6.44 as of Mar. 2026, which is 7% below its 10-year median of 6.96. GuruFocus rates PHS:COSCO with a GF Score™ of 96/100 and a GF Value™ of ₱6.77 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 254 Retail - Defensive companies, Cosco Capital ranks worse than 61.81% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Cosco Capital's
Operating Income
for the
three
months ended in Mar. 2026 was ₱5,921 Mil. Cosco Capital's Interest Expense for the
three
months ended in Mar. 2026 was ₱-919 Mil.
Cosco Capital's interest coverage for the quarter that ended in Mar. 2026 was 6.44.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Cosco Capital's Interest Coverage or its related term are showing as below:
PHS:COSCO'
s Interest Coverage Range Over the Past 10 Years
Min: 5.85 Med: 6.96 Max: 30.16
Current: 6.04
PHS:COSCO's Interest Coverage is ranked worse than 61.81% of 254
companies
in the Retail - Defensive industry
Industry Median: 9.065
vs PHS:COSCO: 6.04
Cosco Capital (PHS:COSCO) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Cosco Capital Interest Coverage Related Terms
Cosco Capital Interest Coverage Historical Data
* Premium members only.
The historical data trend for Cosco Capital's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:COSCO vs KR, SFM, ACI: Interest Coverage Comparison
For the Grocery Stores subindustry, Cosco Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cosco Capital Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Cosco Capital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Cosco Capital's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cosco Capital (PHS:COSCO) has a Interest Coverage of 6.44 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosco Capital and its competitors. This is near median its historical median of 6.96. Over the past decade, Cosco Capital's Interest Coverage has ranged from 5.85 to 30.16. According to the industry distribution chart, Cosco Capital ranks #157 out of 254 companies in the Retail - Defensive industry, placing it in the top 61.8%.
Is Cosco Capital's Interest Coverage too high?
Cosco Capital's current Interest Coverage of 6.44 is near median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 5.85 to a high of 30.16. The Retail - Defensive industry median Interest Coverage is 9.07. Cosco Capital's value of 6.44 is 29% below this industry median. Based on the distribution chart, Cosco Capital ranks #157 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Cosco Capital has a GF Score™ of 96/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cosco Capital's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Cosco Capital ranks #157 out of 254 companies for Interest Coverage. This places Cosco Capital in the lower half of its industry. The industry median Interest Coverage is 9.07. Cosco Capital's value of 6.44 is 29% below this benchmark. Historically, Cosco Capital's own Interest Coverage has ranged from 5.85 to 30.16 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 9.07, Cosco Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 9.07, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cosco Capital's current Interest Coverage of 6.44 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cosco Capital and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 9.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cosco Capital's current Interest Coverage is 6.44, which is near median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cosco Capital stock overvalued right now?
Based on GuruFocus' analysis, Cosco Capital (PHS:COSCO) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱6.77, compared to a current price of ₱7.97 — trading 17.7% above its estimated fair value. The current Interest Coverage is 6.44, which is near median its 10-year median of 6.96 and 29% below the Retail - Defensive industry median of 9.07. Cosco Capital's overall GF Score™ is 96/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cosco Capital (PHS:COSCO), the current Interest Coverage is 6.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cosco Capital (PHS:COSCO) Overvalued in 2026?
Based on GuruFocus' analysis, Cosco Capital stock appears to be overvalued.
The current stock price of ₱7.97 is trading 17.7% above its estimated GF Value™ of ₱6.77.
GuruFocus considers Cosco Capital to be Modestly Overvalued.
Key valuation signals for PHS:COSCO:
Interest Coverage: 6.44 (near median its 10-year median of 6.96)
GF Value™: ₱6.77 vs. price of ₱7.97 (17.7% above fair value)
Industry Position: 29% below the Retail - Defensive median (#157 of 254)
No single metric tells the full story. See the PHS:COSCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cosco Capital Inc primary purpose from an oil and mineral exploration and development corporation into a holding company so that it may pursue other businesses as opportunity comes. The company's segment are: Grocery retail; Specialty retail Includes selling of office supplies both on wholesale and retail business; Liquor distribution Includes selling of purchased goods based on a distributorship channel; Real estate and property leasing Includes real estate activities; and Oil and mining Includes exploration, development and production of oil, gas, metallic and nonmetallic reserves . It derives maximum revenue from Grocery Retail segment which includes selling of purchased goods to a retail market.
96GF Score
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