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RedCloud HoldingsRCT +7.75%4 Days Payable is 67.27 as of Dec. 2025, which is 130% above its 10-year median of 29.19. GuruFocus rates RCT with a GF Score™ of 4/100. The stock has 6 warning signs investors should review. Among 2,606 Software companies, RedCloud Holdings ranks better than 52.61% on this metric.
The historical rank and industry rank for RedCloud Holdings's Days Payable or its related term are showing as below:
RCT'
s Days Payable Range Over the Past 10 Years
Min: 15.31 Med: 29.19 Max: 55.71
Current: 55.71
During the past 4 years, RedCloud Holdings's highest Days Payable was 55.71. The lowest was 15.31. And the median was 29.19.
RCT's Days Payable is ranked better than 52.61% of 2606
companies
in the Software industry
Industry Median: 51.815
vs RCT: 55.71
RedCloud Holdings's Days Payable
increased
from Dec. 2024 (43.69) to Dec. 2025 (67.27).
It may suggest that RedCloud Holdingsdelayed paying its suppliers.
The historical data trend for RedCloud Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, RedCloud Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RedCloud Holdings Days Payable vs Software Industry
For the Software industry and Technology sector, RedCloud Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where RedCloud Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
RedCloud Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RedCloud Holdings (RCT) has a Days Payable of 67.27 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on RedCloud Holdings and its competitors. This is 130% above median its historical median of 29.19. Over the past decade, RedCloud Holdings' Days Payable has ranged from 15.31 to 55.71. According to the industry distribution chart, RedCloud Holdings ranks #1235 out of 2606 companies in the Software industry, placing it in the top 47.4%.
Is RedCloud Holdings' Days Payable too high?
RedCloud Holdings' current Days Payable of 67.27 is 130% above median its 10-year median of 29.19. Over the past 10 years, this metric has ranged from a low of 15.31 to a high of 55.71. The Software industry median Days Payable is 51.82. RedCloud Holdings' value of 67.27 is 29.8% above this industry median. Based on the distribution chart, RedCloud Holdings ranks #1235 out of 2606 companies in the Software industry, which is above the industry midpoint. Overall, RedCloud Holdings has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does RedCloud Holdings' Days Payable compare to KNRX and UPLD?
According to the Software industry distribution chart, RedCloud Holdings ranks #1235 out of 2606 companies for Days Payable. This puts RedCloud Holdings in the upper half of its industry. The industry median Days Payable is 51.82. RedCloud Holdings' value of 67.27 is 29.8% above this benchmark. Historically, RedCloud Holdings' own Days Payable has ranged from 15.31 to 55.71 over the past decade. While the company's 10-year median is 29.19 vs. the industry median of 51.82, RedCloud Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.82, based on 2,606 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RedCloud Holdings's current Days Payable of 67.27 is 29.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on RedCloud Holdings and its competitors. For the Software industry, the median Days Payable is 51.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RedCloud Holdings's current Days Payable is 67.27, which is 130% above median its own 10-year median of 29.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RedCloud Holdings stock overvalued right now?
RedCloud Holdings (RCT) has a current Days Payable of 67.27. The current Days Payable is 67.27, which is 130% above median its 10-year median of 29.19 and 29.8% above the Software industry median of 51.82. RedCloud Holdings' overall GF Score™ is 4/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For RedCloud Holdings (RCT), the current Days Payable is 67.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RedCloud Holdings PLC developed and operates the RedCloud Platform, which facilitates the trading of everyday consumer supplies of fast-moving consumer goods (FMCG) products across business supply chains in Nigeria, South Africa, Argentina, Brazil, and through joint ventures in Turkiye and Saudi Arabia. The Platform solves the old problem of how to unlock and enable access to key purchase and sales data between brands, distributors, and retailers in growth consumer markets. Its Platform has AI and machine learning capabilities that provide brands, distributors, and retailers with trading and product insights and data to help make commercial decisions regarding their business operations. Geographically, Key revenue is generated from Nigeria.
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